LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,952
−HK$4,010/mo
▼ 0.25% · 3.875%
HK$65,941
−HK$2,021/mo
Today · 4.125%
HK$67,962
baseline
▲ 0.50% · 4.625%
HK$72,097
+HK$4,135/mo
Deposit HK$14.02M · loan HK$14.02M · min. income ≈ HK$135,924/mo (50% DSR)
Upfront cash ≈ HK$15.21M (deposit + AVD stamp duty HK$1,191,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,146
−HK$3,843/mo
▼ 0.25% · 3.875%
HK$73,054
−HK$1,935/mo
Today · 4.125%
HK$74,989
baseline
▲ 0.50% · 4.625%
HK$78,942
+HK$3,953/mo
Deposit HK$14.02M · loan HK$14.02M · min. income ≈ HK$149,978/mo (50% DSR)
Upfront cash ≈ HK$15.21M (deposit + AVD stamp duty HK$1,191,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,742
−HK$4,812/mo
▼ 0.25% · 3.875%
HK$79,129
−HK$2,425/mo
Today · 4.125%
HK$81,554
baseline
▲ 0.50% · 4.625%
HK$86,517
+HK$4,963/mo
Deposit HK$11.22M · loan HK$16.83M · min. income ≈ HK$163,108/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$1,191,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,375
−HK$4,612/mo
▼ 0.25% · 3.875%
HK$87,664
−HK$2,323/mo
Today · 4.125%
HK$89,987
baseline
▲ 0.50% · 4.625%
HK$94,731
+HK$4,744/mo
Deposit HK$11.22M · loan HK$16.83M · min. income ≈ HK$179,974/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$1,191,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,532
−HK$5,615/mo
▼ 0.25% · 3.875%
HK$92,317
−HK$2,830/mo
Today · 4.125%
HK$95,147
baseline
▲ 0.50% · 4.625%
HK$100,936
+HK$5,789/mo
Deposit HK$8.41M · loan HK$19.63M · min. income ≈ HK$190,294/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$1,191,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,604
−HK$5,381/mo
▼ 0.25% · 3.875%
HK$102,275
−HK$2,710/mo
Today · 4.125%
HK$104,985
baseline
▲ 0.50% · 4.625%
HK$110,519
+HK$5,534/mo
Deposit HK$8.41M · loan HK$19.63M · min. income ≈ HK$209,970/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$1,191,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,113
−HK$7,219/mo
▼ 0.25% · 3.875%
HK$118,694
−HK$3,638/mo
Today · 4.125%
HK$122,332
baseline
▲ 0.50% · 4.625%
HK$129,775
+HK$7,443/mo
Deposit HK$2.80M · loan HK$25.24M · min. income ≈ HK$244,664/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,191,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,062
−HK$6,919/mo
▼ 0.25% · 3.875%
HK$131,497
−HK$3,484/mo
Today · 4.125%
HK$134,981
baseline
▲ 0.50% · 4.625%
HK$142,096
+HK$7,115/mo
Deposit HK$2.80M · loan HK$25.24M · min. income ≈ HK$269,962/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,191,949 · Scale 2, in force from 26 Feb 2026)