LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,953
−HK$4,011/mo
▼ 0.25% · 3.875%
HK$65,942
−HK$2,022/mo
Today · 4.125%
HK$67,964
baseline
▲ 0.50% · 4.625%
HK$72,099
+HK$4,135/mo
Deposit HK$14.02M · loan HK$14.02M · min. income ≈ HK$135,928/mo (50% DSR)
Upfront cash ≈ HK$15.22M (deposit + AVD stamp duty HK$1,191,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,147
−HK$3,844/mo
▼ 0.25% · 3.875%
HK$73,055
−HK$1,936/mo
Today · 4.125%
HK$74,991
baseline
▲ 0.50% · 4.625%
HK$78,944
+HK$3,953/mo
Deposit HK$14.02M · loan HK$14.02M · min. income ≈ HK$149,982/mo (50% DSR)
Upfront cash ≈ HK$15.22M (deposit + AVD stamp duty HK$1,191,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,744
−HK$4,812/mo
▼ 0.25% · 3.875%
HK$79,131
−HK$2,425/mo
Today · 4.125%
HK$81,556
baseline
▲ 0.50% · 4.625%
HK$86,519
+HK$4,963/mo
Deposit HK$11.22M · loan HK$16.83M · min. income ≈ HK$163,112/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$1,191,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,377
−HK$4,612/mo
▼ 0.25% · 3.875%
HK$87,666
−HK$2,323/mo
Today · 4.125%
HK$89,989
baseline
▲ 0.50% · 4.625%
HK$94,733
+HK$4,744/mo
Deposit HK$11.22M · loan HK$16.83M · min. income ≈ HK$179,978/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$1,191,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,534
−HK$5,615/mo
▼ 0.25% · 3.875%
HK$92,319
−HK$2,830/mo
Today · 4.125%
HK$95,149
baseline
▲ 0.50% · 4.625%
HK$100,939
+HK$5,790/mo
Deposit HK$8.41M · loan HK$19.63M · min. income ≈ HK$190,298/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$1,191,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,606
−HK$5,382/mo
▼ 0.25% · 3.875%
HK$102,278
−HK$2,710/mo
Today · 4.125%
HK$104,988
baseline
▲ 0.50% · 4.625%
HK$110,522
+HK$5,534/mo
Deposit HK$8.41M · loan HK$19.63M · min. income ≈ HK$209,976/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$1,191,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,116
−HK$7,219/mo
▼ 0.25% · 3.875%
HK$118,696
−HK$3,639/mo
Today · 4.125%
HK$122,335
baseline
▲ 0.50% · 4.625%
HK$129,778
+HK$7,443/mo
Deposit HK$2.80M · loan HK$25.24M · min. income ≈ HK$244,670/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,191,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,065
−HK$6,919/mo
▼ 0.25% · 3.875%
HK$131,500
−HK$3,484/mo
Today · 4.125%
HK$134,984
baseline
▲ 0.50% · 4.625%
HK$142,099
+HK$7,115/mo
Deposit HK$2.80M · loan HK$25.24M · min. income ≈ HK$269,968/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,191,976 · Scale 2, in force from 26 Feb 2026)