LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,955
−HK$4,010/mo
▼ 0.25% · 3.875%
HK$65,944
−HK$2,021/mo
Today · 4.125%
HK$67,965
baseline
▲ 0.50% · 4.625%
HK$72,101
+HK$4,136/mo
Deposit HK$14.02M · loan HK$14.02M · min. income ≈ HK$135,930/mo (50% DSR)
Upfront cash ≈ HK$15.22M (deposit + AVD stamp duty HK$1,192,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,149
−HK$3,844/mo
▼ 0.25% · 3.875%
HK$73,057
−HK$1,936/mo
Today · 4.125%
HK$74,993
baseline
▲ 0.50% · 4.625%
HK$78,946
+HK$3,953/mo
Deposit HK$14.02M · loan HK$14.02M · min. income ≈ HK$149,986/mo (50% DSR)
Upfront cash ≈ HK$15.22M (deposit + AVD stamp duty HK$1,192,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,745
−HK$4,813/mo
▼ 0.25% · 3.875%
HK$79,133
−HK$2,425/mo
Today · 4.125%
HK$81,558
baseline
▲ 0.50% · 4.625%
HK$86,521
+HK$4,963/mo
Deposit HK$11.22M · loan HK$16.83M · min. income ≈ HK$163,116/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$1,192,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,379
−HK$4,612/mo
▼ 0.25% · 3.875%
HK$87,668
−HK$2,323/mo
Today · 4.125%
HK$89,991
baseline
▲ 0.50% · 4.625%
HK$94,735
+HK$4,744/mo
Deposit HK$11.22M · loan HK$16.83M · min. income ≈ HK$179,982/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$1,192,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,536
−HK$5,615/mo
▼ 0.25% · 3.875%
HK$92,321
−HK$2,830/mo
Today · 4.125%
HK$95,151
baseline
▲ 0.50% · 4.625%
HK$100,941
+HK$5,790/mo
Deposit HK$8.41M · loan HK$19.63M · min. income ≈ HK$190,302/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$1,192,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,608
−HK$5,382/mo
▼ 0.25% · 3.875%
HK$102,280
−HK$2,710/mo
Today · 4.125%
HK$104,990
baseline
▲ 0.50% · 4.625%
HK$110,524
+HK$5,534/mo
Deposit HK$8.41M · loan HK$19.63M · min. income ≈ HK$209,980/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$1,192,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,118
−HK$7,219/mo
▼ 0.25% · 3.875%
HK$118,699
−HK$3,638/mo
Today · 4.125%
HK$122,337
baseline
▲ 0.50% · 4.625%
HK$129,781
+HK$7,444/mo
Deposit HK$2.80M · loan HK$25.24M · min. income ≈ HK$244,674/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,192,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,068
−HK$6,919/mo
▼ 0.25% · 3.875%
HK$131,502
−HK$3,485/mo
Today · 4.125%
HK$134,987
baseline
▲ 0.50% · 4.625%
HK$142,102
+HK$7,115/mo
Deposit HK$2.80M · loan HK$25.24M · min. income ≈ HK$269,974/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,192,001 · Scale 2, in force from 26 Feb 2026)