LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,956
−HK$4,011/mo
▼ 0.25% · 3.875%
HK$65,946
−HK$2,021/mo
Today · 4.125%
HK$67,967
baseline
▲ 0.50% · 4.625%
HK$72,102
+HK$4,135/mo
Deposit HK$14.02M · loan HK$14.02M · min. income ≈ HK$135,934/mo (50% DSR)
Upfront cash ≈ HK$15.22M (deposit + AVD stamp duty HK$1,192,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,151
−HK$3,844/mo
▼ 0.25% · 3.875%
HK$73,059
−HK$1,936/mo
Today · 4.125%
HK$74,995
baseline
▲ 0.50% · 4.625%
HK$78,948
+HK$3,953/mo
Deposit HK$14.02M · loan HK$14.02M · min. income ≈ HK$149,990/mo (50% DSR)
Upfront cash ≈ HK$15.22M (deposit + AVD stamp duty HK$1,192,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,747
−HK$4,813/mo
▼ 0.25% · 3.875%
HK$79,135
−HK$2,425/mo
Today · 4.125%
HK$81,560
baseline
▲ 0.50% · 4.625%
HK$86,523
+HK$4,963/mo
Deposit HK$11.22M · loan HK$16.83M · min. income ≈ HK$163,120/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$1,192,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,381
−HK$4,613/mo
▼ 0.25% · 3.875%
HK$87,671
−HK$2,323/mo
Today · 4.125%
HK$89,994
baseline
▲ 0.50% · 4.625%
HK$94,737
+HK$4,743/mo
Deposit HK$11.22M · loan HK$16.83M · min. income ≈ HK$179,988/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$1,192,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,539
−HK$5,615/mo
▼ 0.25% · 3.875%
HK$92,324
−HK$2,830/mo
Today · 4.125%
HK$95,154
baseline
▲ 0.50% · 4.625%
HK$100,943
+HK$5,789/mo
Deposit HK$8.41M · loan HK$19.63M · min. income ≈ HK$190,308/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$1,192,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,611
−HK$5,382/mo
▼ 0.25% · 3.875%
HK$102,282
−HK$2,711/mo
Today · 4.125%
HK$104,993
baseline
▲ 0.50% · 4.625%
HK$110,527
+HK$5,534/mo
Deposit HK$8.41M · loan HK$19.63M · min. income ≈ HK$209,986/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$1,192,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,121
−HK$7,219/mo
▼ 0.25% · 3.875%
HK$118,702
−HK$3,638/mo
Today · 4.125%
HK$122,340
baseline
▲ 0.50% · 4.625%
HK$129,784
+HK$7,444/mo
Deposit HK$2.80M · loan HK$25.24M · min. income ≈ HK$244,680/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,192,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,071
−HK$6,919/mo
▼ 0.25% · 3.875%
HK$131,506
−HK$3,484/mo
Today · 4.125%
HK$134,990
baseline
▲ 0.50% · 4.625%
HK$142,106
+HK$7,116/mo
Deposit HK$2.80M · loan HK$25.24M · min. income ≈ HK$269,980/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,192,032 · Scale 2, in force from 26 Feb 2026)