LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,959
−HK$4,011/mo
▼ 0.25% · 3.875%
HK$65,948
−HK$2,022/mo
Today · 4.125%
HK$67,970
baseline
▲ 0.50% · 4.625%
HK$72,106
+HK$4,136/mo
Deposit HK$14.02M · loan HK$14.02M · min. income ≈ HK$135,940/mo (50% DSR)
Upfront cash ≈ HK$15.22M (deposit + AVD stamp duty HK$1,192,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,154
−HK$3,844/mo
▼ 0.25% · 3.875%
HK$73,062
−HK$1,936/mo
Today · 4.125%
HK$74,998
baseline
▲ 0.50% · 4.625%
HK$78,951
+HK$3,953/mo
Deposit HK$14.02M · loan HK$14.02M · min. income ≈ HK$149,996/mo (50% DSR)
Upfront cash ≈ HK$15.22M (deposit + AVD stamp duty HK$1,192,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,751
−HK$4,813/mo
▼ 0.25% · 3.875%
HK$79,138
−HK$2,426/mo
Today · 4.125%
HK$81,564
baseline
▲ 0.50% · 4.625%
HK$86,527
+HK$4,963/mo
Deposit HK$11.22M · loan HK$16.83M · min. income ≈ HK$163,128/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$1,192,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,384
−HK$4,614/mo
▼ 0.25% · 3.875%
HK$87,674
−HK$2,324/mo
Today · 4.125%
HK$89,998
baseline
▲ 0.50% · 4.625%
HK$94,741
+HK$4,743/mo
Deposit HK$11.22M · loan HK$16.83M · min. income ≈ HK$179,996/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$1,192,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,543
−HK$5,615/mo
▼ 0.25% · 3.875%
HK$92,328
−HK$2,830/mo
Today · 4.125%
HK$95,158
baseline
▲ 0.50% · 4.625%
HK$100,948
+HK$5,790/mo
Deposit HK$8.41M · loan HK$19.63M · min. income ≈ HK$190,316/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$1,192,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,615
−HK$5,382/mo
▼ 0.25% · 3.875%
HK$102,287
−HK$2,710/mo
Today · 4.125%
HK$104,997
baseline
▲ 0.50% · 4.625%
HK$110,532
+HK$5,535/mo
Deposit HK$8.41M · loan HK$19.63M · min. income ≈ HK$209,994/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$1,192,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,126
−HK$7,220/mo
▼ 0.25% · 3.875%
HK$118,707
−HK$3,639/mo
Today · 4.125%
HK$122,346
baseline
▲ 0.50% · 4.625%
HK$129,790
+HK$7,444/mo
Deposit HK$2.80M · loan HK$25.24M · min. income ≈ HK$244,692/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,192,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,077
−HK$6,919/mo
▼ 0.25% · 3.875%
HK$131,512
−HK$3,484/mo
Today · 4.125%
HK$134,996
baseline
▲ 0.50% · 4.625%
HK$142,112
+HK$7,116/mo
Deposit HK$2.80M · loan HK$25.24M · min. income ≈ HK$269,992/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,192,084 · Scale 2, in force from 26 Feb 2026)