LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,963
−HK$4,011/mo
▼ 0.25% · 3.875%
HK$65,953
−HK$2,021/mo
Today · 4.125%
HK$67,974
baseline
▲ 0.50% · 4.625%
HK$72,110
+HK$4,136/mo
Deposit HK$14.03M · loan HK$14.03M · min. income ≈ HK$135,948/mo (50% DSR)
Upfront cash ≈ HK$15.22M (deposit + AVD stamp duty HK$1,192,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,158
−HK$3,845/mo
▼ 0.25% · 3.875%
HK$73,067
−HK$1,936/mo
Today · 4.125%
HK$75,003
baseline
▲ 0.50% · 4.625%
HK$78,956
+HK$3,953/mo
Deposit HK$14.03M · loan HK$14.03M · min. income ≈ HK$150,006/mo (50% DSR)
Upfront cash ≈ HK$15.22M (deposit + AVD stamp duty HK$1,192,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,756
−HK$4,813/mo
▼ 0.25% · 3.875%
HK$79,143
−HK$2,426/mo
Today · 4.125%
HK$81,569
baseline
▲ 0.50% · 4.625%
HK$86,532
+HK$4,963/mo
Deposit HK$11.22M · loan HK$16.83M · min. income ≈ HK$163,138/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$1,192,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,390
−HK$4,613/mo
▼ 0.25% · 3.875%
HK$87,680
−HK$2,323/mo
Today · 4.125%
HK$90,003
baseline
▲ 0.50% · 4.625%
HK$94,748
+HK$4,745/mo
Deposit HK$11.22M · loan HK$16.83M · min. income ≈ HK$180,006/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$1,192,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,548
−HK$5,616/mo
▼ 0.25% · 3.875%
HK$92,334
−HK$2,830/mo
Today · 4.125%
HK$95,164
baseline
▲ 0.50% · 4.625%
HK$100,954
+HK$5,790/mo
Deposit HK$8.42M · loan HK$19.64M · min. income ≈ HK$190,328/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$1,192,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,622
−HK$5,382/mo
▼ 0.25% · 3.875%
HK$102,294
−HK$2,710/mo
Today · 4.125%
HK$105,004
baseline
▲ 0.50% · 4.625%
HK$110,539
+HK$5,535/mo
Deposit HK$8.42M · loan HK$19.64M · min. income ≈ HK$210,008/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$1,192,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,134
−HK$7,220/mo
▼ 0.25% · 3.875%
HK$118,715
−HK$3,639/mo
Today · 4.125%
HK$122,354
baseline
▲ 0.50% · 4.625%
HK$129,799
+HK$7,445/mo
Deposit HK$2.81M · loan HK$25.25M · min. income ≈ HK$244,708/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,192,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,085
−HK$6,920/mo
▼ 0.25% · 3.875%
HK$131,520
−HK$3,485/mo
Today · 4.125%
HK$135,005
baseline
▲ 0.50% · 4.625%
HK$142,121
+HK$7,116/mo
Deposit HK$2.81M · loan HK$25.25M · min. income ≈ HK$270,010/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,192,162 · Scale 2, in force from 26 Feb 2026)