LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,969
−HK$4,012/mo
▼ 0.25% · 3.875%
HK$65,959
−HK$2,022/mo
Today · 4.125%
HK$67,981
baseline
▲ 0.50% · 4.625%
HK$72,117
+HK$4,136/mo
Deposit HK$14.03M · loan HK$14.03M · min. income ≈ HK$135,962/mo (50% DSR)
Upfront cash ≈ HK$15.22M (deposit + AVD stamp duty HK$1,192,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,165
−HK$3,845/mo
▼ 0.25% · 3.875%
HK$73,074
−HK$1,936/mo
Today · 4.125%
HK$75,010
baseline
▲ 0.50% · 4.625%
HK$78,964
+HK$3,954/mo
Deposit HK$14.03M · loan HK$14.03M · min. income ≈ HK$150,020/mo (50% DSR)
Upfront cash ≈ HK$15.22M (deposit + AVD stamp duty HK$1,192,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,763
−HK$4,814/mo
▼ 0.25% · 3.875%
HK$79,151
−HK$2,426/mo
Today · 4.125%
HK$81,577
baseline
▲ 0.50% · 4.625%
HK$86,541
+HK$4,964/mo
Deposit HK$11.22M · loan HK$16.83M · min. income ≈ HK$163,154/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$1,192,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,398
−HK$4,614/mo
▼ 0.25% · 3.875%
HK$87,689
−HK$2,323/mo
Today · 4.125%
HK$90,012
baseline
▲ 0.50% · 4.625%
HK$94,757
+HK$4,745/mo
Deposit HK$11.22M · loan HK$16.83M · min. income ≈ HK$180,024/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$1,192,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,557
−HK$5,616/mo
▼ 0.25% · 3.875%
HK$92,343
−HK$2,830/mo
Today · 4.125%
HK$95,173
baseline
▲ 0.50% · 4.625%
HK$100,964
+HK$5,791/mo
Deposit HK$8.42M · loan HK$19.64M · min. income ≈ HK$190,346/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$1,192,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,631
−HK$5,383/mo
▼ 0.25% · 3.875%
HK$102,303
−HK$2,711/mo
Today · 4.125%
HK$105,014
baseline
▲ 0.50% · 4.625%
HK$110,550
+HK$5,536/mo
Deposit HK$8.42M · loan HK$19.64M · min. income ≈ HK$210,028/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$1,192,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,145
−HK$7,220/mo
▼ 0.25% · 3.875%
HK$118,726
−HK$3,639/mo
Today · 4.125%
HK$122,365
baseline
▲ 0.50% · 4.625%
HK$129,811
+HK$7,446/mo
Deposit HK$2.81M · loan HK$25.25M · min. income ≈ HK$244,730/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,192,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,097
−HK$6,921/mo
▼ 0.25% · 3.875%
HK$131,533
−HK$3,485/mo
Today · 4.125%
HK$135,018
baseline
▲ 0.50% · 4.625%
HK$142,135
+HK$7,117/mo
Deposit HK$2.81M · loan HK$25.25M · min. income ≈ HK$270,036/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,192,277 · Scale 2, in force from 26 Feb 2026)