LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,970
−HK$4,012/mo
▼ 0.25% · 3.875%
HK$65,960
−HK$2,022/mo
Today · 4.125%
HK$67,982
baseline
▲ 0.50% · 4.625%
HK$72,118
+HK$4,136/mo
Deposit HK$14.03M · loan HK$14.03M · min. income ≈ HK$135,964/mo (50% DSR)
Upfront cash ≈ HK$15.22M (deposit + AVD stamp duty HK$1,192,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,166
−HK$3,845/mo
▼ 0.25% · 3.875%
HK$73,075
−HK$1,936/mo
Today · 4.125%
HK$75,011
baseline
▲ 0.50% · 4.625%
HK$78,965
+HK$3,954/mo
Deposit HK$14.03M · loan HK$14.03M · min. income ≈ HK$150,022/mo (50% DSR)
Upfront cash ≈ HK$15.22M (deposit + AVD stamp duty HK$1,192,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,765
−HK$4,813/mo
▼ 0.25% · 3.875%
HK$79,152
−HK$2,426/mo
Today · 4.125%
HK$81,578
baseline
▲ 0.50% · 4.625%
HK$86,542
+HK$4,964/mo
Deposit HK$11.22M · loan HK$16.83M · min. income ≈ HK$163,156/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$1,192,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,400
−HK$4,614/mo
▼ 0.25% · 3.875%
HK$87,690
−HK$2,324/mo
Today · 4.125%
HK$90,014
baseline
▲ 0.50% · 4.625%
HK$94,758
+HK$4,744/mo
Deposit HK$11.22M · loan HK$16.83M · min. income ≈ HK$180,028/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$1,192,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,559
−HK$5,616/mo
▼ 0.25% · 3.875%
HK$92,344
−HK$2,831/mo
Today · 4.125%
HK$95,175
baseline
▲ 0.50% · 4.625%
HK$100,966
+HK$5,791/mo
Deposit HK$8.42M · loan HK$19.64M · min. income ≈ HK$190,350/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$1,192,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,633
−HK$5,383/mo
▼ 0.25% · 3.875%
HK$102,305
−HK$2,711/mo
Today · 4.125%
HK$105,016
baseline
▲ 0.50% · 4.625%
HK$110,551
+HK$5,535/mo
Deposit HK$8.42M · loan HK$19.64M · min. income ≈ HK$210,032/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$1,192,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,147
−HK$7,221/mo
▼ 0.25% · 3.875%
HK$118,729
−HK$3,639/mo
Today · 4.125%
HK$122,368
baseline
▲ 0.50% · 4.625%
HK$129,813
+HK$7,445/mo
Deposit HK$2.81M · loan HK$25.25M · min. income ≈ HK$244,736/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,192,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,100
−HK$6,920/mo
▼ 0.25% · 3.875%
HK$131,535
−HK$3,485/mo
Today · 4.125%
HK$135,020
baseline
▲ 0.50% · 4.625%
HK$142,138
+HK$7,118/mo
Deposit HK$2.81M · loan HK$25.25M · min. income ≈ HK$270,040/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,192,298 · Scale 2, in force from 26 Feb 2026)