LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,973
−HK$4,012/mo
▼ 0.25% · 3.875%
HK$65,963
−HK$2,022/mo
Today · 4.125%
HK$67,985
baseline
▲ 0.50% · 4.625%
HK$72,122
+HK$4,137/mo
Deposit HK$14.03M · loan HK$14.03M · min. income ≈ HK$135,970/mo (50% DSR)
Upfront cash ≈ HK$15.22M (deposit + AVD stamp duty HK$1,192,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,170
−HK$3,845/mo
▼ 0.25% · 3.875%
HK$73,079
−HK$1,936/mo
Today · 4.125%
HK$75,015
baseline
▲ 0.50% · 4.625%
HK$78,969
+HK$3,954/mo
Deposit HK$14.03M · loan HK$14.03M · min. income ≈ HK$150,030/mo (50% DSR)
Upfront cash ≈ HK$15.22M (deposit + AVD stamp duty HK$1,192,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,768
−HK$4,814/mo
▼ 0.25% · 3.875%
HK$79,156
−HK$2,426/mo
Today · 4.125%
HK$81,582
baseline
▲ 0.50% · 4.625%
HK$86,546
+HK$4,964/mo
Deposit HK$11.22M · loan HK$16.83M · min. income ≈ HK$163,164/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$1,192,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,404
−HK$4,614/mo
▼ 0.25% · 3.875%
HK$87,694
−HK$2,324/mo
Today · 4.125%
HK$90,018
baseline
▲ 0.50% · 4.625%
HK$94,763
+HK$4,745/mo
Deposit HK$11.22M · loan HK$16.83M · min. income ≈ HK$180,036/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$1,192,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,563
−HK$5,616/mo
▼ 0.25% · 3.875%
HK$92,349
−HK$2,830/mo
Today · 4.125%
HK$95,179
baseline
▲ 0.50% · 4.625%
HK$100,971
+HK$5,792/mo
Deposit HK$8.42M · loan HK$19.64M · min. income ≈ HK$190,358/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$1,192,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,638
−HK$5,383/mo
▼ 0.25% · 3.875%
HK$102,310
−HK$2,711/mo
Today · 4.125%
HK$105,021
baseline
▲ 0.50% · 4.625%
HK$110,557
+HK$5,536/mo
Deposit HK$8.42M · loan HK$19.64M · min. income ≈ HK$210,042/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$1,192,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,152
−HK$7,221/mo
▼ 0.25% · 3.875%
HK$118,734
−HK$3,639/mo
Today · 4.125%
HK$122,373
baseline
▲ 0.50% · 4.625%
HK$129,819
+HK$7,446/mo
Deposit HK$2.81M · loan HK$25.25M · min. income ≈ HK$244,746/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,192,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,106
−HK$6,921/mo
▼ 0.25% · 3.875%
HK$131,541
−HK$3,486/mo
Today · 4.125%
HK$135,027
baseline
▲ 0.50% · 4.625%
HK$142,144
+HK$7,117/mo
Deposit HK$2.81M · loan HK$25.25M · min. income ≈ HK$270,054/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,192,354 · Scale 2, in force from 26 Feb 2026)