LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,974
−HK$4,012/mo
▼ 0.25% · 3.875%
HK$65,964
−HK$2,022/mo
Today · 4.125%
HK$67,986
baseline
▲ 0.50% · 4.625%
HK$72,123
+HK$4,137/mo
Deposit HK$14.03M · loan HK$14.03M · min. income ≈ HK$135,972/mo (50% DSR)
Upfront cash ≈ HK$15.22M (deposit + AVD stamp duty HK$1,192,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,171
−HK$3,845/mo
▼ 0.25% · 3.875%
HK$73,080
−HK$1,936/mo
Today · 4.125%
HK$75,016
baseline
▲ 0.50% · 4.625%
HK$78,970
+HK$3,954/mo
Deposit HK$14.03M · loan HK$14.03M · min. income ≈ HK$150,032/mo (50% DSR)
Upfront cash ≈ HK$15.22M (deposit + AVD stamp duty HK$1,192,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,769
−HK$4,814/mo
▼ 0.25% · 3.875%
HK$79,157
−HK$2,426/mo
Today · 4.125%
HK$81,583
baseline
▲ 0.50% · 4.625%
HK$86,548
+HK$4,965/mo
Deposit HK$11.22M · loan HK$16.83M · min. income ≈ HK$163,166/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$1,192,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,405
−HK$4,614/mo
▼ 0.25% · 3.875%
HK$87,696
−HK$2,323/mo
Today · 4.125%
HK$90,019
baseline
▲ 0.50% · 4.625%
HK$94,764
+HK$4,745/mo
Deposit HK$11.22M · loan HK$16.83M · min. income ≈ HK$180,038/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$1,192,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,564
−HK$5,617/mo
▼ 0.25% · 3.875%
HK$92,350
−HK$2,831/mo
Today · 4.125%
HK$95,181
baseline
▲ 0.50% · 4.625%
HK$100,972
+HK$5,791/mo
Deposit HK$8.42M · loan HK$19.64M · min. income ≈ HK$190,362/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$1,192,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,639
−HK$5,383/mo
▼ 0.25% · 3.875%
HK$102,311
−HK$2,711/mo
Today · 4.125%
HK$105,022
baseline
▲ 0.50% · 4.625%
HK$110,558
+HK$5,536/mo
Deposit HK$8.42M · loan HK$19.64M · min. income ≈ HK$210,044/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$1,192,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,154
−HK$7,221/mo
▼ 0.25% · 3.875%
HK$118,736
−HK$3,639/mo
Today · 4.125%
HK$122,375
baseline
▲ 0.50% · 4.625%
HK$129,821
+HK$7,446/mo
Deposit HK$2.81M · loan HK$25.25M · min. income ≈ HK$244,750/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,192,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,108
−HK$6,921/mo
▼ 0.25% · 3.875%
HK$131,543
−HK$3,486/mo
Today · 4.125%
HK$135,029
baseline
▲ 0.50% · 4.625%
HK$142,146
+HK$7,117/mo
Deposit HK$2.81M · loan HK$25.25M · min. income ≈ HK$270,058/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,192,371 · Scale 2, in force from 26 Feb 2026)