LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,976
−HK$4,012/mo
▼ 0.25% · 3.875%
HK$65,966
−HK$2,022/mo
Today · 4.125%
HK$67,988
baseline
▲ 0.50% · 4.625%
HK$72,125
+HK$4,137/mo
Deposit HK$14.03M · loan HK$14.03M · min. income ≈ HK$135,976/mo (50% DSR)
Upfront cash ≈ HK$15.22M (deposit + AVD stamp duty HK$1,192,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,173
−HK$3,845/mo
▼ 0.25% · 3.875%
HK$73,082
−HK$1,936/mo
Today · 4.125%
HK$75,018
baseline
▲ 0.50% · 4.625%
HK$78,973
+HK$3,955/mo
Deposit HK$14.03M · loan HK$14.03M · min. income ≈ HK$150,036/mo (50% DSR)
Upfront cash ≈ HK$15.22M (deposit + AVD stamp duty HK$1,192,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,772
−HK$4,814/mo
▼ 0.25% · 3.875%
HK$79,160
−HK$2,426/mo
Today · 4.125%
HK$81,586
baseline
▲ 0.50% · 4.625%
HK$86,550
+HK$4,964/mo
Deposit HK$11.22M · loan HK$16.83M · min. income ≈ HK$163,172/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$1,192,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,408
−HK$4,614/mo
▼ 0.25% · 3.875%
HK$87,698
−HK$2,324/mo
Today · 4.125%
HK$90,022
baseline
▲ 0.50% · 4.625%
HK$94,767
+HK$4,745/mo
Deposit HK$11.22M · loan HK$16.83M · min. income ≈ HK$180,044/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$1,192,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,567
−HK$5,617/mo
▼ 0.25% · 3.875%
HK$92,353
−HK$2,831/mo
Today · 4.125%
HK$95,184
baseline
▲ 0.50% · 4.625%
HK$100,975
+HK$5,791/mo
Deposit HK$8.42M · loan HK$19.64M · min. income ≈ HK$190,368/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$1,192,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,642
−HK$5,384/mo
▼ 0.25% · 3.875%
HK$102,315
−HK$2,711/mo
Today · 4.125%
HK$105,026
baseline
▲ 0.50% · 4.625%
HK$110,562
+HK$5,536/mo
Deposit HK$8.42M · loan HK$19.64M · min. income ≈ HK$210,052/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$1,192,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,158
−HK$7,221/mo
▼ 0.25% · 3.875%
HK$118,740
−HK$3,639/mo
Today · 4.125%
HK$122,379
baseline
▲ 0.50% · 4.625%
HK$129,825
+HK$7,446/mo
Deposit HK$2.81M · loan HK$25.25M · min. income ≈ HK$244,758/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,192,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,112
−HK$6,921/mo
▼ 0.25% · 3.875%
HK$131,548
−HK$3,485/mo
Today · 4.125%
HK$135,033
baseline
▲ 0.50% · 4.625%
HK$142,151
+HK$7,118/mo
Deposit HK$2.81M · loan HK$25.25M · min. income ≈ HK$270,066/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,192,410 · Scale 2, in force from 26 Feb 2026)