LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,977
−HK$4,012/mo
▼ 0.25% · 3.875%
HK$65,967
−HK$2,022/mo
Today · 4.125%
HK$67,989
baseline
▲ 0.50% · 4.625%
HK$72,126
+HK$4,137/mo
Deposit HK$14.03M · loan HK$14.03M · min. income ≈ HK$135,978/mo (50% DSR)
Upfront cash ≈ HK$15.22M (deposit + AVD stamp duty HK$1,192,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,174
−HK$3,845/mo
▼ 0.25% · 3.875%
HK$73,083
−HK$1,936/mo
Today · 4.125%
HK$75,019
baseline
▲ 0.50% · 4.625%
HK$78,973
+HK$3,954/mo
Deposit HK$14.03M · loan HK$14.03M · min. income ≈ HK$150,038/mo (50% DSR)
Upfront cash ≈ HK$15.22M (deposit + AVD stamp duty HK$1,192,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,772
−HK$4,815/mo
▼ 0.25% · 3.875%
HK$79,160
−HK$2,427/mo
Today · 4.125%
HK$81,587
baseline
▲ 0.50% · 4.625%
HK$86,551
+HK$4,964/mo
Deposit HK$11.22M · loan HK$16.83M · min. income ≈ HK$163,174/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$1,192,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,408
−HK$4,615/mo
▼ 0.25% · 3.875%
HK$87,699
−HK$2,324/mo
Today · 4.125%
HK$90,023
baseline
▲ 0.50% · 4.625%
HK$94,768
+HK$4,745/mo
Deposit HK$11.22M · loan HK$16.83M · min. income ≈ HK$180,046/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$1,192,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,568
−HK$5,616/mo
▼ 0.25% · 3.875%
HK$92,354
−HK$2,830/mo
Today · 4.125%
HK$95,184
baseline
▲ 0.50% · 4.625%
HK$100,976
+HK$5,792/mo
Deposit HK$8.42M · loan HK$19.64M · min. income ≈ HK$190,368/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$1,192,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,643
−HK$5,384/mo
▼ 0.25% · 3.875%
HK$102,316
−HK$2,711/mo
Today · 4.125%
HK$105,027
baseline
▲ 0.50% · 4.625%
HK$110,563
+HK$5,536/mo
Deposit HK$8.42M · loan HK$19.64M · min. income ≈ HK$210,054/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$1,192,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,158
−HK$7,222/mo
▼ 0.25% · 3.875%
HK$118,741
−HK$3,639/mo
Today · 4.125%
HK$122,380
baseline
▲ 0.50% · 4.625%
HK$129,826
+HK$7,446/mo
Deposit HK$2.81M · loan HK$25.25M · min. income ≈ HK$244,760/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,192,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,113
−HK$6,921/mo
▼ 0.25% · 3.875%
HK$131,549
−HK$3,485/mo
Today · 4.125%
HK$135,034
baseline
▲ 0.50% · 4.625%
HK$142,152
+HK$7,118/mo
Deposit HK$2.81M · loan HK$25.25M · min. income ≈ HK$270,068/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,192,419 · Scale 2, in force from 26 Feb 2026)