LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,984
−HK$4,012/mo
▼ 0.25% · 3.875%
HK$65,974
−HK$2,022/mo
Today · 4.125%
HK$67,996
baseline
▲ 0.50% · 4.625%
HK$72,133
+HK$4,137/mo
Deposit HK$14.03M · loan HK$14.03M · min. income ≈ HK$135,992/mo (50% DSR)
Upfront cash ≈ HK$15.22M (deposit + AVD stamp duty HK$1,192,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,181
−HK$3,846/mo
▼ 0.25% · 3.875%
HK$73,090
−HK$1,937/mo
Today · 4.125%
HK$75,027
baseline
▲ 0.50% · 4.625%
HK$78,982
+HK$3,955/mo
Deposit HK$14.03M · loan HK$14.03M · min. income ≈ HK$150,054/mo (50% DSR)
Upfront cash ≈ HK$15.22M (deposit + AVD stamp duty HK$1,192,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,780
−HK$4,815/mo
▼ 0.25% · 3.875%
HK$79,169
−HK$2,426/mo
Today · 4.125%
HK$81,595
baseline
▲ 0.50% · 4.625%
HK$86,560
+HK$4,965/mo
Deposit HK$11.22M · loan HK$16.84M · min. income ≈ HK$163,190/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$1,192,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,418
−HK$4,614/mo
▼ 0.25% · 3.875%
HK$87,708
−HK$2,324/mo
Today · 4.125%
HK$90,032
baseline
▲ 0.50% · 4.625%
HK$94,778
+HK$4,746/mo
Deposit HK$11.22M · loan HK$16.84M · min. income ≈ HK$180,064/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$1,192,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,577
−HK$5,618/mo
▼ 0.25% · 3.875%
HK$92,364
−HK$2,831/mo
Today · 4.125%
HK$95,195
baseline
▲ 0.50% · 4.625%
HK$100,987
+HK$5,792/mo
Deposit HK$8.42M · loan HK$19.64M · min. income ≈ HK$190,390/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$1,192,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,654
−HK$5,384/mo
▼ 0.25% · 3.875%
HK$102,326
−HK$2,712/mo
Today · 4.125%
HK$105,038
baseline
▲ 0.50% · 4.625%
HK$110,574
+HK$5,536/mo
Deposit HK$8.42M · loan HK$19.64M · min. income ≈ HK$210,076/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$1,192,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,171
−HK$7,222/mo
▼ 0.25% · 3.875%
HK$118,753
−HK$3,640/mo
Today · 4.125%
HK$122,393
baseline
▲ 0.50% · 4.625%
HK$129,840
+HK$7,447/mo
Deposit HK$2.81M · loan HK$25.25M · min. income ≈ HK$244,786/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,192,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,126
−HK$6,923/mo
▼ 0.25% · 3.875%
HK$131,563
−HK$3,486/mo
Today · 4.125%
HK$135,049
baseline
▲ 0.50% · 4.625%
HK$142,167
+HK$7,118/mo
Deposit HK$2.81M · loan HK$25.25M · min. income ≈ HK$270,098/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,192,546 · Scale 2, in force from 26 Feb 2026)