LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,989
−HK$4,013/mo
▼ 0.25% · 3.875%
HK$65,979
−HK$2,023/mo
Today · 4.125%
HK$68,002
baseline
▲ 0.50% · 4.625%
HK$72,139
+HK$4,137/mo
Deposit HK$14.03M · loan HK$14.03M · min. income ≈ HK$136,004/mo (50% DSR)
Upfront cash ≈ HK$15.22M (deposit + AVD stamp duty HK$1,192,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,187
−HK$3,846/mo
▼ 0.25% · 3.875%
HK$73,096
−HK$1,937/mo
Today · 4.125%
HK$75,033
baseline
▲ 0.50% · 4.625%
HK$78,988
+HK$3,955/mo
Deposit HK$14.03M · loan HK$14.03M · min. income ≈ HK$150,066/mo (50% DSR)
Upfront cash ≈ HK$15.22M (deposit + AVD stamp duty HK$1,192,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,787
−HK$4,815/mo
▼ 0.25% · 3.875%
HK$79,175
−HK$2,427/mo
Today · 4.125%
HK$81,602
baseline
▲ 0.50% · 4.625%
HK$86,567
+HK$4,965/mo
Deposit HK$11.22M · loan HK$16.84M · min. income ≈ HK$163,204/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$1,192,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,425
−HK$4,615/mo
▼ 0.25% · 3.875%
HK$87,716
−HK$2,324/mo
Today · 4.125%
HK$90,040
baseline
▲ 0.50% · 4.625%
HK$94,786
+HK$4,746/mo
Deposit HK$11.22M · loan HK$16.84M · min. income ≈ HK$180,080/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$1,192,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,585
−HK$5,617/mo
▼ 0.25% · 3.875%
HK$92,371
−HK$2,831/mo
Today · 4.125%
HK$95,202
baseline
▲ 0.50% · 4.625%
HK$100,995
+HK$5,793/mo
Deposit HK$8.42M · loan HK$19.64M · min. income ≈ HK$190,404/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$1,192,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,662
−HK$5,384/mo
▼ 0.25% · 3.875%
HK$102,335
−HK$2,711/mo
Today · 4.125%
HK$105,046
baseline
▲ 0.50% · 4.625%
HK$110,584
+HK$5,538/mo
Deposit HK$8.42M · loan HK$19.64M · min. income ≈ HK$210,092/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$1,192,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,180
−HK$7,223/mo
▼ 0.25% · 3.875%
HK$118,763
−HK$3,640/mo
Today · 4.125%
HK$122,403
baseline
▲ 0.50% · 4.625%
HK$129,851
+HK$7,448/mo
Deposit HK$2.81M · loan HK$25.26M · min. income ≈ HK$244,806/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,192,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,137
−HK$6,923/mo
▼ 0.25% · 3.875%
HK$131,573
−HK$3,487/mo
Today · 4.125%
HK$135,060
baseline
▲ 0.50% · 4.625%
HK$142,179
+HK$7,119/mo
Deposit HK$2.81M · loan HK$25.26M · min. income ≈ HK$270,120/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,192,645 · Scale 2, in force from 26 Feb 2026)