LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,992
−HK$4,012/mo
▼ 0.25% · 3.875%
HK$65,982
−HK$2,022/mo
Today · 4.125%
HK$68,004
baseline
▲ 0.50% · 4.625%
HK$72,142
+HK$4,138/mo
Deposit HK$14.03M · loan HK$14.03M · min. income ≈ HK$136,008/mo (50% DSR)
Upfront cash ≈ HK$15.22M (deposit + AVD stamp duty HK$1,192,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,190
−HK$3,846/mo
▼ 0.25% · 3.875%
HK$73,099
−HK$1,937/mo
Today · 4.125%
HK$75,036
baseline
▲ 0.50% · 4.625%
HK$78,991
+HK$3,955/mo
Deposit HK$14.03M · loan HK$14.03M · min. income ≈ HK$150,072/mo (50% DSR)
Upfront cash ≈ HK$15.22M (deposit + AVD stamp duty HK$1,192,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,790
−HK$4,815/mo
▼ 0.25% · 3.875%
HK$79,178
−HK$2,427/mo
Today · 4.125%
HK$81,605
baseline
▲ 0.50% · 4.625%
HK$86,571
+HK$4,966/mo
Deposit HK$11.23M · loan HK$16.84M · min. income ≈ HK$163,210/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$1,192,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,428
−HK$4,615/mo
▼ 0.25% · 3.875%
HK$87,719
−HK$2,324/mo
Today · 4.125%
HK$90,043
baseline
▲ 0.50% · 4.625%
HK$94,790
+HK$4,747/mo
Deposit HK$11.23M · loan HK$16.84M · min. income ≈ HK$180,086/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$1,192,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,588
−HK$5,618/mo
▼ 0.25% · 3.875%
HK$92,375
−HK$2,831/mo
Today · 4.125%
HK$95,206
baseline
▲ 0.50% · 4.625%
HK$100,999
+HK$5,793/mo
Deposit HK$8.42M · loan HK$19.64M · min. income ≈ HK$190,412/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$1,192,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,666
−HK$5,385/mo
▼ 0.25% · 3.875%
HK$102,339
−HK$2,712/mo
Today · 4.125%
HK$105,051
baseline
▲ 0.50% · 4.625%
HK$110,588
+HK$5,537/mo
Deposit HK$8.42M · loan HK$19.64M · min. income ≈ HK$210,102/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$1,192,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,185
−HK$7,223/mo
▼ 0.25% · 3.875%
HK$118,768
−HK$3,640/mo
Today · 4.125%
HK$122,408
baseline
▲ 0.50% · 4.625%
HK$129,856
+HK$7,448/mo
Deposit HK$2.81M · loan HK$25.26M · min. income ≈ HK$244,816/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,192,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,142
−HK$6,923/mo
▼ 0.25% · 3.875%
HK$131,579
−HK$3,486/mo
Today · 4.125%
HK$135,065
baseline
▲ 0.50% · 4.625%
HK$142,185
+HK$7,120/mo
Deposit HK$2.81M · loan HK$25.26M · min. income ≈ HK$270,130/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,192,692 · Scale 2, in force from 26 Feb 2026)