LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,995
−HK$4,013/mo
▼ 0.25% · 3.875%
HK$65,986
−HK$2,022/mo
Today · 4.125%
HK$68,008
baseline
▲ 0.50% · 4.625%
HK$72,147
+HK$4,139/mo
Deposit HK$14.03M · loan HK$14.03M · min. income ≈ HK$136,016/mo (50% DSR)
Upfront cash ≈ HK$15.23M (deposit + AVD stamp duty HK$1,192,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,194
−HK$3,847/mo
▼ 0.25% · 3.875%
HK$73,104
−HK$1,937/mo
Today · 4.125%
HK$75,041
baseline
▲ 0.50% · 4.625%
HK$78,996
+HK$3,955/mo
Deposit HK$14.03M · loan HK$14.03M · min. income ≈ HK$150,082/mo (50% DSR)
Upfront cash ≈ HK$15.23M (deposit + AVD stamp duty HK$1,192,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,794
−HK$4,816/mo
▼ 0.25% · 3.875%
HK$79,183
−HK$2,427/mo
Today · 4.125%
HK$81,610
baseline
▲ 0.50% · 4.625%
HK$86,576
+HK$4,966/mo
Deposit HK$11.23M · loan HK$16.84M · min. income ≈ HK$163,220/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$1,192,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,433
−HK$4,616/mo
▼ 0.25% · 3.875%
HK$87,724
−HK$2,325/mo
Today · 4.125%
HK$90,049
baseline
▲ 0.50% · 4.625%
HK$94,795
+HK$4,746/mo
Deposit HK$11.23M · loan HK$16.84M · min. income ≈ HK$180,098/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$1,192,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,594
−HK$5,618/mo
▼ 0.25% · 3.875%
HK$92,380
−HK$2,832/mo
Today · 4.125%
HK$95,212
baseline
▲ 0.50% · 4.625%
HK$101,005
+HK$5,793/mo
Deposit HK$8.42M · loan HK$19.65M · min. income ≈ HK$190,424/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$1,192,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,672
−HK$5,385/mo
▼ 0.25% · 3.875%
HK$102,345
−HK$2,712/mo
Today · 4.125%
HK$105,057
baseline
▲ 0.50% · 4.625%
HK$110,595
+HK$5,538/mo
Deposit HK$8.42M · loan HK$19.65M · min. income ≈ HK$210,114/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$1,192,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,192
−HK$7,223/mo
▼ 0.25% · 3.875%
HK$118,775
−HK$3,640/mo
Today · 4.125%
HK$122,415
baseline
▲ 0.50% · 4.625%
HK$129,864
+HK$7,449/mo
Deposit HK$2.81M · loan HK$25.26M · min. income ≈ HK$244,830/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,192,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,150
−HK$6,923/mo
▼ 0.25% · 3.875%
HK$131,587
−HK$3,486/mo
Today · 4.125%
HK$135,073
baseline
▲ 0.50% · 4.625%
HK$142,193
+HK$7,120/mo
Deposit HK$2.81M · loan HK$25.26M · min. income ≈ HK$270,146/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,192,763 · Scale 2, in force from 26 Feb 2026)