LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,997
−HK$4,013/mo
▼ 0.25% · 3.875%
HK$65,988
−HK$2,022/mo
Today · 4.125%
HK$68,010
baseline
▲ 0.50% · 4.625%
HK$72,149
+HK$4,139/mo
Deposit HK$14.03M · loan HK$14.03M · min. income ≈ HK$136,020/mo (50% DSR)
Upfront cash ≈ HK$15.23M (deposit + AVD stamp duty HK$1,192,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,196
−HK$3,847/mo
▼ 0.25% · 3.875%
HK$73,106
−HK$1,937/mo
Today · 4.125%
HK$75,043
baseline
▲ 0.50% · 4.625%
HK$78,998
+HK$3,955/mo
Deposit HK$14.03M · loan HK$14.03M · min. income ≈ HK$150,086/mo (50% DSR)
Upfront cash ≈ HK$15.23M (deposit + AVD stamp duty HK$1,192,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,797
−HK$4,815/mo
▼ 0.25% · 3.875%
HK$79,185
−HK$2,427/mo
Today · 4.125%
HK$81,612
baseline
▲ 0.50% · 4.625%
HK$86,578
+HK$4,966/mo
Deposit HK$11.23M · loan HK$16.84M · min. income ≈ HK$163,224/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$1,192,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,435
−HK$4,616/mo
▼ 0.25% · 3.875%
HK$87,727
−HK$2,324/mo
Today · 4.125%
HK$90,051
baseline
▲ 0.50% · 4.625%
HK$94,798
+HK$4,747/mo
Deposit HK$11.23M · loan HK$16.84M · min. income ≈ HK$180,102/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$1,192,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,596
−HK$5,618/mo
▼ 0.25% · 3.875%
HK$92,383
−HK$2,831/mo
Today · 4.125%
HK$95,214
baseline
▲ 0.50% · 4.625%
HK$101,008
+HK$5,794/mo
Deposit HK$8.42M · loan HK$19.65M · min. income ≈ HK$190,428/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$1,192,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,675
−HK$5,385/mo
▼ 0.25% · 3.875%
HK$102,348
−HK$2,712/mo
Today · 4.125%
HK$105,060
baseline
▲ 0.50% · 4.625%
HK$110,598
+HK$5,538/mo
Deposit HK$8.42M · loan HK$19.65M · min. income ≈ HK$210,120/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$1,192,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,195
−HK$7,224/mo
▼ 0.25% · 3.875%
HK$118,778
−HK$3,641/mo
Today · 4.125%
HK$122,419
baseline
▲ 0.50% · 4.625%
HK$129,867
+HK$7,448/mo
Deposit HK$2.81M · loan HK$25.26M · min. income ≈ HK$244,838/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,192,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,153
−HK$6,924/mo
▼ 0.25% · 3.875%
HK$131,590
−HK$3,487/mo
Today · 4.125%
HK$135,077
baseline
▲ 0.50% · 4.625%
HK$142,197
+HK$7,120/mo
Deposit HK$2.81M · loan HK$25.26M · min. income ≈ HK$270,154/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,192,796 · Scale 2, in force from 26 Feb 2026)