LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,998
−HK$4,014/mo
▼ 0.25% · 3.875%
HK$65,989
−HK$2,023/mo
Today · 4.125%
HK$68,012
baseline
▲ 0.50% · 4.625%
HK$72,150
+HK$4,138/mo
Deposit HK$14.03M · loan HK$14.03M · min. income ≈ HK$136,024/mo (50% DSR)
Upfront cash ≈ HK$15.23M (deposit + AVD stamp duty HK$1,192,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,198
−HK$3,846/mo
▼ 0.25% · 3.875%
HK$73,107
−HK$1,937/mo
Today · 4.125%
HK$75,044
baseline
▲ 0.50% · 4.625%
HK$79,000
+HK$3,956/mo
Deposit HK$14.03M · loan HK$14.03M · min. income ≈ HK$150,088/mo (50% DSR)
Upfront cash ≈ HK$15.23M (deposit + AVD stamp duty HK$1,192,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,798
−HK$4,816/mo
▼ 0.25% · 3.875%
HK$79,187
−HK$2,427/mo
Today · 4.125%
HK$81,614
baseline
▲ 0.50% · 4.625%
HK$86,580
+HK$4,966/mo
Deposit HK$11.23M · loan HK$16.84M · min. income ≈ HK$163,228/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$1,192,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,437
−HK$4,616/mo
▼ 0.25% · 3.875%
HK$87,729
−HK$2,324/mo
Today · 4.125%
HK$90,053
baseline
▲ 0.50% · 4.625%
HK$94,800
+HK$4,747/mo
Deposit HK$11.23M · loan HK$16.84M · min. income ≈ HK$180,106/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$1,192,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,598
−HK$5,618/mo
▼ 0.25% · 3.875%
HK$92,385
−HK$2,831/mo
Today · 4.125%
HK$95,216
baseline
▲ 0.50% · 4.625%
HK$101,010
+HK$5,794/mo
Deposit HK$8.42M · loan HK$19.65M · min. income ≈ HK$190,432/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$1,192,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,677
−HK$5,385/mo
▼ 0.25% · 3.875%
HK$102,350
−HK$2,712/mo
Today · 4.125%
HK$105,062
baseline
▲ 0.50% · 4.625%
HK$110,600
+HK$5,538/mo
Deposit HK$8.42M · loan HK$19.65M · min. income ≈ HK$210,124/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$1,192,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,197
−HK$7,224/mo
▼ 0.25% · 3.875%
HK$118,780
−HK$3,641/mo
Today · 4.125%
HK$122,421
baseline
▲ 0.50% · 4.625%
HK$129,870
+HK$7,449/mo
Deposit HK$2.81M · loan HK$25.26M · min. income ≈ HK$244,842/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,192,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,156
−HK$6,924/mo
▼ 0.25% · 3.875%
HK$131,593
−HK$3,487/mo
Today · 4.125%
HK$135,080
baseline
▲ 0.50% · 4.625%
HK$142,200
+HK$7,120/mo
Deposit HK$2.81M · loan HK$25.26M · min. income ≈ HK$270,160/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,192,820 · Scale 2, in force from 26 Feb 2026)