LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,003
−HK$4,013/mo
▼ 0.25% · 3.875%
HK$65,993
−HK$2,023/mo
Today · 4.125%
HK$68,016
baseline
▲ 0.50% · 4.625%
HK$72,155
+HK$4,139/mo
Deposit HK$14.03M · loan HK$14.03M · min. income ≈ HK$136,032/mo (50% DSR)
Upfront cash ≈ HK$15.23M (deposit + AVD stamp duty HK$1,192,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,202
−HK$3,847/mo
▼ 0.25% · 3.875%
HK$73,112
−HK$1,937/mo
Today · 4.125%
HK$75,049
baseline
▲ 0.50% · 4.625%
HK$79,005
+HK$3,956/mo
Deposit HK$14.03M · loan HK$14.03M · min. income ≈ HK$150,098/mo (50% DSR)
Upfront cash ≈ HK$15.23M (deposit + AVD stamp duty HK$1,192,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,803
−HK$4,816/mo
▼ 0.25% · 3.875%
HK$79,192
−HK$2,427/mo
Today · 4.125%
HK$81,619
baseline
▲ 0.50% · 4.625%
HK$86,586
+HK$4,967/mo
Deposit HK$11.23M · loan HK$16.84M · min. income ≈ HK$163,238/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$1,192,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,443
−HK$4,616/mo
▼ 0.25% · 3.875%
HK$87,734
−HK$2,325/mo
Today · 4.125%
HK$90,059
baseline
▲ 0.50% · 4.625%
HK$94,806
+HK$4,747/mo
Deposit HK$11.23M · loan HK$16.84M · min. income ≈ HK$180,118/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$1,192,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,604
−HK$5,619/mo
▼ 0.25% · 3.875%
HK$92,391
−HK$2,832/mo
Today · 4.125%
HK$95,223
baseline
▲ 0.50% · 4.625%
HK$101,017
+HK$5,794/mo
Deposit HK$8.42M · loan HK$19.65M · min. income ≈ HK$190,446/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$1,192,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,683
−HK$5,386/mo
▼ 0.25% · 3.875%
HK$102,357
−HK$2,712/mo
Today · 4.125%
HK$105,069
baseline
▲ 0.50% · 4.625%
HK$110,607
+HK$5,538/mo
Deposit HK$8.42M · loan HK$19.65M · min. income ≈ HK$210,138/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$1,192,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,205
−HK$7,224/mo
▼ 0.25% · 3.875%
HK$118,788
−HK$3,641/mo
Today · 4.125%
HK$122,429
baseline
▲ 0.50% · 4.625%
HK$129,879
+HK$7,450/mo
Deposit HK$2.81M · loan HK$25.26M · min. income ≈ HK$244,858/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,192,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,164
−HK$6,924/mo
▼ 0.25% · 3.875%
HK$131,601
−HK$3,487/mo
Today · 4.125%
HK$135,088
baseline
▲ 0.50% · 4.625%
HK$142,209
+HK$7,121/mo
Deposit HK$2.81M · loan HK$25.26M · min. income ≈ HK$270,176/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,192,897 · Scale 2, in force from 26 Feb 2026)