LTV · monthly repayment
▼ 0.50% · 3.625%
HK$640,039
−HK$40,137/mo
▼ 0.25% · 3.875%
HK$659,948
−HK$20,228/mo
Today · 4.125%
HK$680,176
baseline
▲ 0.50% · 4.625%
HK$721,563
+HK$41,387/mo
Deposit HK$140.34M · loan HK$140.34M · min. income ≈ HK$1,360,352/mo (50% DSR)
Upfront cash ≈ HK$158.59M (deposit + AVD stamp duty HK$18,244,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$712,037
−HK$38,470/mo
▼ 0.25% · 3.875%
HK$731,134
−HK$19,373/mo
Today · 4.125%
HK$750,507
baseline
▲ 0.50% · 4.625%
HK$790,067
+HK$39,560/mo
Deposit HK$140.34M · loan HK$140.34M · min. income ≈ HK$1,501,014/mo (50% DSR)
Upfront cash ≈ HK$158.59M (deposit + AVD stamp duty HK$18,244,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$768,047
−HK$48,164/mo
▼ 0.25% · 3.875%
HK$791,938
−HK$24,273/mo
Today · 4.125%
HK$816,211
baseline
▲ 0.50% · 4.625%
HK$865,875
+HK$49,664/mo
Deposit HK$112.27M · loan HK$168.41M · min. income ≈ HK$1,632,422/mo (50% DSR)
Upfront cash ≈ HK$130.52M (deposit + AVD stamp duty HK$18,244,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$854,445
−HK$46,163/mo
▼ 0.25% · 3.875%
HK$877,361
−HK$23,247/mo
Today · 4.125%
HK$900,608
baseline
▲ 0.50% · 4.625%
HK$948,080
+HK$47,472/mo
Deposit HK$112.27M · loan HK$168.41M · min. income ≈ HK$1,801,216/mo (50% DSR)
Upfront cash ≈ HK$130.52M (deposit + AVD stamp duty HK$18,244,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$896,055
−HK$56,191/mo
▼ 0.25% · 3.875%
HK$923,928
−HK$28,318/mo
Today · 4.125%
HK$952,246
baseline
▲ 0.50% · 4.625%
HK$1,010,188
+HK$57,942/mo
Deposit HK$84.21M · loan HK$196.48M · min. income ≈ HK$1,904,492/mo (50% DSR)
Upfront cash ≈ HK$102.45M (deposit + AVD stamp duty HK$18,244,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$996,852
−HK$53,857/mo
▼ 0.25% · 3.875%
HK$1,023,588
−HK$27,121/mo
Today · 4.125%
HK$1,050,709
baseline
▲ 0.50% · 4.625%
HK$1,106,094
+HK$55,385/mo
Deposit HK$84.21M · loan HK$196.48M · min. income ≈ HK$2,101,418/mo (50% DSR)
Upfront cash ≈ HK$102.45M (deposit + AVD stamp duty HK$18,244,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,152,071
−HK$72,245/mo
▼ 0.25% · 3.875%
HK$1,187,907
−HK$36,409/mo
Today · 4.125%
HK$1,224,316
baseline
▲ 0.50% · 4.625%
HK$1,298,813
+HK$74,497/mo
Deposit HK$28.07M · loan HK$252.62M · min. income ≈ HK$2,448,632/mo (50% DSR)
Upfront cash ≈ HK$46.31M (deposit + AVD stamp duty HK$18,244,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,281,667
−HK$69,245/mo
▼ 0.25% · 3.875%
HK$1,316,041
−HK$34,871/mo
Today · 4.125%
HK$1,350,912
baseline
▲ 0.50% · 4.625%
HK$1,422,120
+HK$71,208/mo
Deposit HK$28.07M · loan HK$252.62M · min. income ≈ HK$2,701,824/mo (50% DSR)
Upfront cash ≈ HK$46.31M (deposit + AVD stamp duty HK$18,244,687 · Scale 2, in force from 26 Feb 2026)