LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,008
−HK$4,014/mo
▼ 0.25% · 3.875%
HK$65,999
−HK$2,023/mo
Today · 4.125%
HK$68,022
baseline
▲ 0.50% · 4.625%
HK$72,161
+HK$4,139/mo
Deposit HK$14.04M · loan HK$14.04M · min. income ≈ HK$136,044/mo (50% DSR)
Upfront cash ≈ HK$15.23M (deposit + AVD stamp duty HK$1,192,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,208
−HK$3,847/mo
▼ 0.25% · 3.875%
HK$73,118
−HK$1,937/mo
Today · 4.125%
HK$75,055
baseline
▲ 0.50% · 4.625%
HK$79,011
+HK$3,956/mo
Deposit HK$14.04M · loan HK$14.04M · min. income ≈ HK$150,110/mo (50% DSR)
Upfront cash ≈ HK$15.23M (deposit + AVD stamp duty HK$1,192,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,809
−HK$4,817/mo
▼ 0.25% · 3.875%
HK$79,199
−HK$2,427/mo
Today · 4.125%
HK$81,626
baseline
▲ 0.50% · 4.625%
HK$86,593
+HK$4,967/mo
Deposit HK$11.23M · loan HK$16.84M · min. income ≈ HK$163,252/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$1,192,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,450
−HK$4,616/mo
▼ 0.25% · 3.875%
HK$87,741
−HK$2,325/mo
Today · 4.125%
HK$90,066
baseline
▲ 0.50% · 4.625%
HK$94,814
+HK$4,748/mo
Deposit HK$11.23M · loan HK$16.84M · min. income ≈ HK$180,132/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$1,192,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,611
−HK$5,619/mo
▼ 0.25% · 3.875%
HK$92,398
−HK$2,832/mo
Today · 4.125%
HK$95,230
baseline
▲ 0.50% · 4.625%
HK$101,025
+HK$5,795/mo
Deposit HK$8.42M · loan HK$19.65M · min. income ≈ HK$190,460/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$1,192,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,691
−HK$5,386/mo
▼ 0.25% · 3.875%
HK$102,365
−HK$2,712/mo
Today · 4.125%
HK$105,077
baseline
▲ 0.50% · 4.625%
HK$110,616
+HK$5,539/mo
Deposit HK$8.42M · loan HK$19.65M · min. income ≈ HK$210,154/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$1,192,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,214
−HK$7,225/mo
▼ 0.25% · 3.875%
HK$118,798
−HK$3,641/mo
Today · 4.125%
HK$122,439
baseline
▲ 0.50% · 4.625%
HK$129,889
+HK$7,450/mo
Deposit HK$2.81M · loan HK$25.26M · min. income ≈ HK$244,878/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,192,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,174
−HK$6,925/mo
▼ 0.25% · 3.875%
HK$131,612
−HK$3,487/mo
Today · 4.125%
HK$135,099
baseline
▲ 0.50% · 4.625%
HK$142,221
+HK$7,122/mo
Deposit HK$2.81M · loan HK$25.26M · min. income ≈ HK$270,198/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,192,994 · Scale 2, in force from 26 Feb 2026)