LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,013
−HK$4,014/mo
▼ 0.25% · 3.875%
HK$66,004
−HK$2,023/mo
Today · 4.125%
HK$68,027
baseline
▲ 0.50% · 4.625%
HK$72,166
+HK$4,139/mo
Deposit HK$14.04M · loan HK$14.04M · min. income ≈ HK$136,054/mo (50% DSR)
Upfront cash ≈ HK$15.23M (deposit + AVD stamp duty HK$1,193,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,214
−HK$3,847/mo
▼ 0.25% · 3.875%
HK$73,124
−HK$1,937/mo
Today · 4.125%
HK$75,061
baseline
▲ 0.50% · 4.625%
HK$79,018
+HK$3,957/mo
Deposit HK$14.04M · loan HK$14.04M · min. income ≈ HK$150,122/mo (50% DSR)
Upfront cash ≈ HK$15.23M (deposit + AVD stamp duty HK$1,193,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,815
−HK$4,818/mo
▼ 0.25% · 3.875%
HK$79,205
−HK$2,428/mo
Today · 4.125%
HK$81,633
baseline
▲ 0.50% · 4.625%
HK$86,600
+HK$4,967/mo
Deposit HK$11.23M · loan HK$16.84M · min. income ≈ HK$163,266/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$1,193,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,456
−HK$4,617/mo
▼ 0.25% · 3.875%
HK$87,748
−HK$2,325/mo
Today · 4.125%
HK$90,073
baseline
▲ 0.50% · 4.625%
HK$94,821
+HK$4,748/mo
Deposit HK$11.23M · loan HK$16.84M · min. income ≈ HK$180,146/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$1,193,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,618
−HK$5,620/mo
▼ 0.25% · 3.875%
HK$92,406
−HK$2,832/mo
Today · 4.125%
HK$95,238
baseline
▲ 0.50% · 4.625%
HK$101,033
+HK$5,795/mo
Deposit HK$8.42M · loan HK$19.65M · min. income ≈ HK$190,476/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$1,193,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,699
−HK$5,387/mo
▼ 0.25% · 3.875%
HK$102,373
−HK$2,713/mo
Today · 4.125%
HK$105,086
baseline
▲ 0.50% · 4.625%
HK$110,625
+HK$5,539/mo
Deposit HK$8.42M · loan HK$19.65M · min. income ≈ HK$210,172/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$1,193,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,223
−HK$7,226/mo
▼ 0.25% · 3.875%
HK$118,807
−HK$3,642/mo
Today · 4.125%
HK$122,449
baseline
▲ 0.50% · 4.625%
HK$129,899
+HK$7,450/mo
Deposit HK$2.81M · loan HK$25.27M · min. income ≈ HK$244,898/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,193,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,185
−HK$6,925/mo
▼ 0.25% · 3.875%
HK$131,623
−HK$3,487/mo
Today · 4.125%
HK$135,110
baseline
▲ 0.50% · 4.625%
HK$142,232
+HK$7,122/mo
Deposit HK$2.81M · loan HK$25.27M · min. income ≈ HK$270,220/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,193,089 · Scale 2, in force from 26 Feb 2026)