LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,014
−HK$4,014/mo
▼ 0.25% · 3.875%
HK$66,005
−HK$2,023/mo
Today · 4.125%
HK$68,028
baseline
▲ 0.50% · 4.625%
HK$72,168
+HK$4,140/mo
Deposit HK$14.04M · loan HK$14.04M · min. income ≈ HK$136,056/mo (50% DSR)
Upfront cash ≈ HK$15.23M (deposit + AVD stamp duty HK$1,193,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,215
−HK$3,847/mo
▼ 0.25% · 3.875%
HK$73,125
−HK$1,937/mo
Today · 4.125%
HK$75,062
baseline
▲ 0.50% · 4.625%
HK$79,019
+HK$3,957/mo
Deposit HK$14.04M · loan HK$14.04M · min. income ≈ HK$150,124/mo (50% DSR)
Upfront cash ≈ HK$15.23M (deposit + AVD stamp duty HK$1,193,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,817
−HK$4,817/mo
▼ 0.25% · 3.875%
HK$79,206
−HK$2,428/mo
Today · 4.125%
HK$81,634
baseline
▲ 0.50% · 4.625%
HK$86,601
+HK$4,967/mo
Deposit HK$11.23M · loan HK$16.84M · min. income ≈ HK$163,268/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$1,193,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,458
−HK$4,617/mo
▼ 0.25% · 3.875%
HK$87,750
−HK$2,325/mo
Today · 4.125%
HK$90,075
baseline
▲ 0.50% · 4.625%
HK$94,823
+HK$4,748/mo
Deposit HK$11.23M · loan HK$16.84M · min. income ≈ HK$180,150/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$1,193,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,620
−HK$5,620/mo
▼ 0.25% · 3.875%
HK$92,407
−HK$2,833/mo
Today · 4.125%
HK$95,240
baseline
▲ 0.50% · 4.625%
HK$101,035
+HK$5,795/mo
Deposit HK$8.42M · loan HK$19.65M · min. income ≈ HK$190,480/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$1,193,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,701
−HK$5,386/mo
▼ 0.25% · 3.875%
HK$102,375
−HK$2,712/mo
Today · 4.125%
HK$105,087
baseline
▲ 0.50% · 4.625%
HK$110,627
+HK$5,540/mo
Deposit HK$8.42M · loan HK$19.65M · min. income ≈ HK$210,174/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$1,193,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,225
−HK$7,226/mo
▼ 0.25% · 3.875%
HK$118,809
−HK$3,642/mo
Today · 4.125%
HK$122,451
baseline
▲ 0.50% · 4.625%
HK$129,902
+HK$7,451/mo
Deposit HK$2.81M · loan HK$25.27M · min. income ≈ HK$244,902/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,193,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,187
−HK$6,925/mo
▼ 0.25% · 3.875%
HK$131,625
−HK$3,487/mo
Today · 4.125%
HK$135,112
baseline
▲ 0.50% · 4.625%
HK$142,234
+HK$7,122/mo
Deposit HK$2.81M · loan HK$25.27M · min. income ≈ HK$270,224/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,193,109 · Scale 2, in force from 26 Feb 2026)