LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,015
−HK$4,014/mo
▼ 0.25% · 3.875%
HK$66,006
−HK$2,023/mo
Today · 4.125%
HK$68,029
baseline
▲ 0.50% · 4.625%
HK$72,168
+HK$4,139/mo
Deposit HK$14.04M · loan HK$14.04M · min. income ≈ HK$136,058/mo (50% DSR)
Upfront cash ≈ HK$15.23M (deposit + AVD stamp duty HK$1,193,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,216
−HK$3,847/mo
▼ 0.25% · 3.875%
HK$73,126
−HK$1,937/mo
Today · 4.125%
HK$75,063
baseline
▲ 0.50% · 4.625%
HK$79,020
+HK$3,957/mo
Deposit HK$14.04M · loan HK$14.04M · min. income ≈ HK$150,126/mo (50% DSR)
Upfront cash ≈ HK$15.23M (deposit + AVD stamp duty HK$1,193,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,818
−HK$4,817/mo
▼ 0.25% · 3.875%
HK$79,207
−HK$2,428/mo
Today · 4.125%
HK$81,635
baseline
▲ 0.50% · 4.625%
HK$86,602
+HK$4,967/mo
Deposit HK$11.23M · loan HK$16.84M · min. income ≈ HK$163,270/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$1,193,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,459
−HK$4,617/mo
▼ 0.25% · 3.875%
HK$87,751
−HK$2,325/mo
Today · 4.125%
HK$90,076
baseline
▲ 0.50% · 4.625%
HK$94,824
+HK$4,748/mo
Deposit HK$11.23M · loan HK$16.84M · min. income ≈ HK$180,152/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$1,193,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,620
−HK$5,620/mo
▼ 0.25% · 3.875%
HK$92,408
−HK$2,832/mo
Today · 4.125%
HK$95,240
baseline
▲ 0.50% · 4.625%
HK$101,036
+HK$5,796/mo
Deposit HK$8.42M · loan HK$19.65M · min. income ≈ HK$190,480/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$1,193,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,702
−HK$5,386/mo
▼ 0.25% · 3.875%
HK$102,376
−HK$2,712/mo
Today · 4.125%
HK$105,088
baseline
▲ 0.50% · 4.625%
HK$110,628
+HK$5,540/mo
Deposit HK$8.42M · loan HK$19.65M · min. income ≈ HK$210,176/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$1,193,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,226
−HK$7,226/mo
▼ 0.25% · 3.875%
HK$118,810
−HK$3,642/mo
Today · 4.125%
HK$122,452
baseline
▲ 0.50% · 4.625%
HK$129,903
+HK$7,451/mo
Deposit HK$2.81M · loan HK$25.27M · min. income ≈ HK$244,904/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,193,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,188
−HK$6,926/mo
▼ 0.25% · 3.875%
HK$131,626
−HK$3,488/mo
Today · 4.125%
HK$135,114
baseline
▲ 0.50% · 4.625%
HK$142,236
+HK$7,122/mo
Deposit HK$2.81M · loan HK$25.27M · min. income ≈ HK$270,228/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,193,121 · Scale 2, in force from 26 Feb 2026)