LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,016
−HK$4,014/mo
▼ 0.25% · 3.875%
HK$66,007
−HK$2,023/mo
Today · 4.125%
HK$68,030
baseline
▲ 0.50% · 4.625%
HK$72,170
+HK$4,140/mo
Deposit HK$14.04M · loan HK$14.04M · min. income ≈ HK$136,060/mo (50% DSR)
Upfront cash ≈ HK$15.23M (deposit + AVD stamp duty HK$1,193,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,217
−HK$3,848/mo
▼ 0.25% · 3.875%
HK$73,127
−HK$1,938/mo
Today · 4.125%
HK$75,065
baseline
▲ 0.50% · 4.625%
HK$79,022
+HK$3,957/mo
Deposit HK$14.04M · loan HK$14.04M · min. income ≈ HK$150,130/mo (50% DSR)
Upfront cash ≈ HK$15.23M (deposit + AVD stamp duty HK$1,193,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,819
−HK$4,818/mo
▼ 0.25% · 3.875%
HK$79,209
−HK$2,428/mo
Today · 4.125%
HK$81,637
baseline
▲ 0.50% · 4.625%
HK$86,604
+HK$4,967/mo
Deposit HK$11.23M · loan HK$16.84M · min. income ≈ HK$163,274/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$1,193,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,461
−HK$4,617/mo
▼ 0.25% · 3.875%
HK$87,753
−HK$2,325/mo
Today · 4.125%
HK$90,078
baseline
▲ 0.50% · 4.625%
HK$94,826
+HK$4,748/mo
Deposit HK$11.23M · loan HK$16.84M · min. income ≈ HK$180,156/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$1,193,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,622
−HK$5,621/mo
▼ 0.25% · 3.875%
HK$92,410
−HK$2,833/mo
Today · 4.125%
HK$95,243
baseline
▲ 0.50% · 4.625%
HK$101,038
+HK$5,795/mo
Deposit HK$8.42M · loan HK$19.65M · min. income ≈ HK$190,486/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$1,193,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,704
−HK$5,387/mo
▼ 0.25% · 3.875%
HK$102,378
−HK$2,713/mo
Today · 4.125%
HK$105,091
baseline
▲ 0.50% · 4.625%
HK$110,630
+HK$5,539/mo
Deposit HK$8.42M · loan HK$19.65M · min. income ≈ HK$210,182/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$1,193,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,229
−HK$7,226/mo
▼ 0.25% · 3.875%
HK$118,813
−HK$3,642/mo
Today · 4.125%
HK$122,455
baseline
▲ 0.50% · 4.625%
HK$129,906
+HK$7,451/mo
Deposit HK$2.81M · loan HK$25.27M · min. income ≈ HK$244,910/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,193,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,191
−HK$6,926/mo
▼ 0.25% · 3.875%
HK$131,629
−HK$3,488/mo
Today · 4.125%
HK$135,117
baseline
▲ 0.50% · 4.625%
HK$142,239
+HK$7,122/mo
Deposit HK$2.81M · loan HK$25.27M · min. income ≈ HK$270,234/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,193,148 · Scale 2, in force from 26 Feb 2026)