LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,019
−HK$4,014/mo
▼ 0.25% · 3.875%
HK$66,010
−HK$2,023/mo
Today · 4.125%
HK$68,033
baseline
▲ 0.50% · 4.625%
HK$72,173
+HK$4,140/mo
Deposit HK$14.04M · loan HK$14.04M · min. income ≈ HK$136,066/mo (50% DSR)
Upfront cash ≈ HK$15.23M (deposit + AVD stamp duty HK$1,193,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,220
−HK$3,848/mo
▼ 0.25% · 3.875%
HK$73,130
−HK$1,938/mo
Today · 4.125%
HK$75,068
baseline
▲ 0.50% · 4.625%
HK$79,025
+HK$3,957/mo
Deposit HK$14.04M · loan HK$14.04M · min. income ≈ HK$150,136/mo (50% DSR)
Upfront cash ≈ HK$15.23M (deposit + AVD stamp duty HK$1,193,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,822
−HK$4,818/mo
▼ 0.25% · 3.875%
HK$79,212
−HK$2,428/mo
Today · 4.125%
HK$81,640
baseline
▲ 0.50% · 4.625%
HK$86,607
+HK$4,967/mo
Deposit HK$11.23M · loan HK$16.85M · min. income ≈ HK$163,280/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$1,193,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,464
−HK$4,617/mo
▼ 0.25% · 3.875%
HK$87,756
−HK$2,325/mo
Today · 4.125%
HK$90,081
baseline
▲ 0.50% · 4.625%
HK$94,830
+HK$4,749/mo
Deposit HK$11.23M · loan HK$16.85M · min. income ≈ HK$180,162/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$1,193,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,626
−HK$5,620/mo
▼ 0.25% · 3.875%
HK$92,414
−HK$2,832/mo
Today · 4.125%
HK$95,246
baseline
▲ 0.50% · 4.625%
HK$101,042
+HK$5,796/mo
Deposit HK$8.42M · loan HK$19.65M · min. income ≈ HK$190,492/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$1,193,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,708
−HK$5,387/mo
▼ 0.25% · 3.875%
HK$102,382
−HK$2,713/mo
Today · 4.125%
HK$105,095
baseline
▲ 0.50% · 4.625%
HK$110,635
+HK$5,540/mo
Deposit HK$8.42M · loan HK$19.65M · min. income ≈ HK$210,190/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$1,193,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,233
−HK$7,227/mo
▼ 0.25% · 3.875%
HK$118,818
−HK$3,642/mo
Today · 4.125%
HK$122,460
baseline
▲ 0.50% · 4.625%
HK$129,911
+HK$7,451/mo
Deposit HK$2.81M · loan HK$25.27M · min. income ≈ HK$244,920/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,193,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,196
−HK$6,926/mo
▼ 0.25% · 3.875%
HK$131,634
−HK$3,488/mo
Today · 4.125%
HK$135,122
baseline
▲ 0.50% · 4.625%
HK$142,244
+HK$7,122/mo
Deposit HK$2.81M · loan HK$25.27M · min. income ≈ HK$270,244/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,193,194 · Scale 2, in force from 26 Feb 2026)