LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,021
−HK$4,014/mo
▼ 0.25% · 3.875%
HK$66,012
−HK$2,023/mo
Today · 4.125%
HK$68,035
baseline
▲ 0.50% · 4.625%
HK$72,175
+HK$4,140/mo
Deposit HK$14.04M · loan HK$14.04M · min. income ≈ HK$136,070/mo (50% DSR)
Upfront cash ≈ HK$15.23M (deposit + AVD stamp duty HK$1,193,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,222
−HK$3,848/mo
▼ 0.25% · 3.875%
HK$73,133
−HK$1,937/mo
Today · 4.125%
HK$75,070
baseline
▲ 0.50% · 4.625%
HK$79,027
+HK$3,957/mo
Deposit HK$14.04M · loan HK$14.04M · min. income ≈ HK$150,140/mo (50% DSR)
Upfront cash ≈ HK$15.23M (deposit + AVD stamp duty HK$1,193,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,825
−HK$4,817/mo
▼ 0.25% · 3.875%
HK$79,215
−HK$2,427/mo
Today · 4.125%
HK$81,642
baseline
▲ 0.50% · 4.625%
HK$86,610
+HK$4,968/mo
Deposit HK$11.23M · loan HK$16.85M · min. income ≈ HK$163,284/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$1,193,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,467
−HK$4,617/mo
▼ 0.25% · 3.875%
HK$87,759
−HK$2,325/mo
Today · 4.125%
HK$90,084
baseline
▲ 0.50% · 4.625%
HK$94,833
+HK$4,749/mo
Deposit HK$11.23M · loan HK$16.85M · min. income ≈ HK$180,168/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$1,193,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,629
−HK$5,621/mo
▼ 0.25% · 3.875%
HK$92,417
−HK$2,833/mo
Today · 4.125%
HK$95,250
baseline
▲ 0.50% · 4.625%
HK$101,045
+HK$5,795/mo
Deposit HK$8.42M · loan HK$19.65M · min. income ≈ HK$190,500/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$1,193,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,711
−HK$5,388/mo
▼ 0.25% · 3.875%
HK$102,386
−HK$2,713/mo
Today · 4.125%
HK$105,099
baseline
▲ 0.50% · 4.625%
HK$110,638
+HK$5,539/mo
Deposit HK$8.42M · loan HK$19.65M · min. income ≈ HK$210,198/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$1,193,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,237
−HK$7,227/mo
▼ 0.25% · 3.875%
HK$118,822
−HK$3,642/mo
Today · 4.125%
HK$122,464
baseline
▲ 0.50% · 4.625%
HK$129,915
+HK$7,451/mo
Deposit HK$2.81M · loan HK$25.27M · min. income ≈ HK$244,928/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,193,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,200
−HK$6,927/mo
▼ 0.25% · 3.875%
HK$131,639
−HK$3,488/mo
Today · 4.125%
HK$135,127
baseline
▲ 0.50% · 4.625%
HK$142,249
+HK$7,122/mo
Deposit HK$2.81M · loan HK$25.27M · min. income ≈ HK$270,254/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,193,235 · Scale 2, in force from 26 Feb 2026)