LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,023
−HK$4,015/mo
▼ 0.25% · 3.875%
HK$66,015
−HK$2,023/mo
Today · 4.125%
HK$68,038
baseline
▲ 0.50% · 4.625%
HK$72,178
+HK$4,140/mo
Deposit HK$14.04M · loan HK$14.04M · min. income ≈ HK$136,076/mo (50% DSR)
Upfront cash ≈ HK$15.23M (deposit + AVD stamp duty HK$1,193,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,225
−HK$3,848/mo
▼ 0.25% · 3.875%
HK$73,135
−HK$1,938/mo
Today · 4.125%
HK$75,073
baseline
▲ 0.50% · 4.625%
HK$79,030
+HK$3,957/mo
Deposit HK$14.04M · loan HK$14.04M · min. income ≈ HK$150,146/mo (50% DSR)
Upfront cash ≈ HK$15.23M (deposit + AVD stamp duty HK$1,193,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,828
−HK$4,818/mo
▼ 0.25% · 3.875%
HK$79,218
−HK$2,428/mo
Today · 4.125%
HK$81,646
baseline
▲ 0.50% · 4.625%
HK$86,614
+HK$4,968/mo
Deposit HK$11.23M · loan HK$16.85M · min. income ≈ HK$163,292/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$1,193,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,470
−HK$4,618/mo
▼ 0.25% · 3.875%
HK$87,762
−HK$2,326/mo
Today · 4.125%
HK$90,088
baseline
▲ 0.50% · 4.625%
HK$94,837
+HK$4,749/mo
Deposit HK$11.23M · loan HK$16.85M · min. income ≈ HK$180,176/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$1,193,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,633
−HK$5,620/mo
▼ 0.25% · 3.875%
HK$92,421
−HK$2,832/mo
Today · 4.125%
HK$95,253
baseline
▲ 0.50% · 4.625%
HK$101,049
+HK$5,796/mo
Deposit HK$8.42M · loan HK$19.65M · min. income ≈ HK$190,506/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$1,193,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,715
−HK$5,388/mo
▼ 0.25% · 3.875%
HK$102,390
−HK$2,713/mo
Today · 4.125%
HK$105,103
baseline
▲ 0.50% · 4.625%
HK$110,643
+HK$5,540/mo
Deposit HK$8.42M · loan HK$19.65M · min. income ≈ HK$210,206/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$1,193,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,242
−HK$7,226/mo
▼ 0.25% · 3.875%
HK$118,826
−HK$3,642/mo
Today · 4.125%
HK$122,468
baseline
▲ 0.50% · 4.625%
HK$129,920
+HK$7,452/mo
Deposit HK$2.81M · loan HK$25.27M · min. income ≈ HK$244,936/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,193,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,205
−HK$6,927/mo
▼ 0.25% · 3.875%
HK$131,644
−HK$3,488/mo
Today · 4.125%
HK$135,132
baseline
▲ 0.50% · 4.625%
HK$142,255
+HK$7,123/mo
Deposit HK$2.81M · loan HK$25.27M · min. income ≈ HK$270,264/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,193,281 · Scale 2, in force from 26 Feb 2026)