LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,024
−HK$4,015/mo
▼ 0.25% · 3.875%
HK$66,016
−HK$2,023/mo
Today · 4.125%
HK$68,039
baseline
▲ 0.50% · 4.625%
HK$72,179
+HK$4,140/mo
Deposit HK$14.04M · loan HK$14.04M · min. income ≈ HK$136,078/mo (50% DSR)
Upfront cash ≈ HK$15.23M (deposit + AVD stamp duty HK$1,193,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,226
−HK$3,849/mo
▼ 0.25% · 3.875%
HK$73,137
−HK$1,938/mo
Today · 4.125%
HK$75,075
baseline
▲ 0.50% · 4.625%
HK$79,032
+HK$3,957/mo
Deposit HK$14.04M · loan HK$14.04M · min. income ≈ HK$150,150/mo (50% DSR)
Upfront cash ≈ HK$15.23M (deposit + AVD stamp duty HK$1,193,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,829
−HK$4,818/mo
▼ 0.25% · 3.875%
HK$79,219
−HK$2,428/mo
Today · 4.125%
HK$81,647
baseline
▲ 0.50% · 4.625%
HK$86,615
+HK$4,968/mo
Deposit HK$11.23M · loan HK$16.85M · min. income ≈ HK$163,294/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$1,193,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,472
−HK$4,617/mo
▼ 0.25% · 3.875%
HK$87,764
−HK$2,325/mo
Today · 4.125%
HK$90,089
baseline
▲ 0.50% · 4.625%
HK$94,838
+HK$4,749/mo
Deposit HK$11.23M · loan HK$16.85M · min. income ≈ HK$180,178/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$1,193,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,634
−HK$5,621/mo
▼ 0.25% · 3.875%
HK$92,422
−HK$2,833/mo
Today · 4.125%
HK$95,255
baseline
▲ 0.50% · 4.625%
HK$101,051
+HK$5,796/mo
Deposit HK$8.42M · loan HK$19.65M · min. income ≈ HK$190,510/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$1,193,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,717
−HK$5,387/mo
▼ 0.25% · 3.875%
HK$102,391
−HK$2,713/mo
Today · 4.125%
HK$105,104
baseline
▲ 0.50% · 4.625%
HK$110,645
+HK$5,541/mo
Deposit HK$8.42M · loan HK$19.65M · min. income ≈ HK$210,208/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$1,193,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,244
−HK$7,227/mo
▼ 0.25% · 3.875%
HK$118,829
−HK$3,642/mo
Today · 4.125%
HK$122,471
baseline
▲ 0.50% · 4.625%
HK$129,923
+HK$7,452/mo
Deposit HK$2.81M · loan HK$25.27M · min. income ≈ HK$244,942/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,193,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,208
−HK$6,926/mo
▼ 0.25% · 3.875%
HK$131,646
−HK$3,488/mo
Today · 4.125%
HK$135,134
baseline
▲ 0.50% · 4.625%
HK$142,257
+HK$7,123/mo
Deposit HK$2.81M · loan HK$25.27M · min. income ≈ HK$270,268/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,193,302 · Scale 2, in force from 26 Feb 2026)