LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,031
−HK$4,015/mo
▼ 0.25% · 3.875%
HK$66,023
−HK$2,023/mo
Today · 4.125%
HK$68,046
baseline
▲ 0.50% · 4.625%
HK$72,187
+HK$4,141/mo
Deposit HK$14.04M · loan HK$14.04M · min. income ≈ HK$136,092/mo (50% DSR)
Upfront cash ≈ HK$15.23M (deposit + AVD stamp duty HK$1,193,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,234
−HK$3,848/mo
▼ 0.25% · 3.875%
HK$73,144
−HK$1,938/mo
Today · 4.125%
HK$75,082
baseline
▲ 0.50% · 4.625%
HK$79,040
+HK$3,958/mo
Deposit HK$14.04M · loan HK$14.04M · min. income ≈ HK$150,164/mo (50% DSR)
Upfront cash ≈ HK$15.23M (deposit + AVD stamp duty HK$1,193,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,837
−HK$4,818/mo
▼ 0.25% · 3.875%
HK$79,227
−HK$2,428/mo
Today · 4.125%
HK$81,655
baseline
▲ 0.50% · 4.625%
HK$86,624
+HK$4,969/mo
Deposit HK$11.23M · loan HK$16.85M · min. income ≈ HK$163,310/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$1,193,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,480
−HK$4,619/mo
▼ 0.25% · 3.875%
HK$87,773
−HK$2,326/mo
Today · 4.125%
HK$90,099
baseline
▲ 0.50% · 4.625%
HK$94,848
+HK$4,749/mo
Deposit HK$11.23M · loan HK$16.85M · min. income ≈ HK$180,198/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$1,193,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,643
−HK$5,622/mo
▼ 0.25% · 3.875%
HK$92,432
−HK$2,833/mo
Today · 4.125%
HK$95,265
baseline
▲ 0.50% · 4.625%
HK$101,061
+HK$5,796/mo
Deposit HK$8.42M · loan HK$19.66M · min. income ≈ HK$190,530/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$1,193,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,727
−HK$5,388/mo
▼ 0.25% · 3.875%
HK$102,402
−HK$2,713/mo
Today · 4.125%
HK$105,115
baseline
▲ 0.50% · 4.625%
HK$110,656
+HK$5,541/mo
Deposit HK$8.42M · loan HK$19.66M · min. income ≈ HK$210,230/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$1,193,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,255
−HK$7,228/mo
▼ 0.25% · 3.875%
HK$118,841
−HK$3,642/mo
Today · 4.125%
HK$122,483
baseline
▲ 0.50% · 4.625%
HK$129,936
+HK$7,453/mo
Deposit HK$2.81M · loan HK$25.27M · min. income ≈ HK$244,966/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,193,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,221
−HK$6,927/mo
▼ 0.25% · 3.875%
HK$131,659
−HK$3,489/mo
Today · 4.125%
HK$135,148
baseline
▲ 0.50% · 4.625%
HK$142,272
+HK$7,124/mo
Deposit HK$2.81M · loan HK$25.27M · min. income ≈ HK$270,296/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,193,423 · Scale 2, in force from 26 Feb 2026)