LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,032
−HK$4,015/mo
▼ 0.25% · 3.875%
HK$66,024
−HK$2,023/mo
Today · 4.125%
HK$68,047
baseline
▲ 0.50% · 4.625%
HK$72,188
+HK$4,141/mo
Deposit HK$14.04M · loan HK$14.04M · min. income ≈ HK$136,094/mo (50% DSR)
Upfront cash ≈ HK$15.23M (deposit + AVD stamp duty HK$1,193,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,235
−HK$3,848/mo
▼ 0.25% · 3.875%
HK$73,145
−HK$1,938/mo
Today · 4.125%
HK$75,083
baseline
▲ 0.50% · 4.625%
HK$79,041
+HK$3,958/mo
Deposit HK$14.04M · loan HK$14.04M · min. income ≈ HK$150,166/mo (50% DSR)
Upfront cash ≈ HK$15.23M (deposit + AVD stamp duty HK$1,193,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,838
−HK$4,819/mo
▼ 0.25% · 3.875%
HK$79,228
−HK$2,429/mo
Today · 4.125%
HK$81,657
baseline
▲ 0.50% · 4.625%
HK$86,625
+HK$4,968/mo
Deposit HK$11.23M · loan HK$16.85M · min. income ≈ HK$163,314/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$1,193,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,482
−HK$4,618/mo
▼ 0.25% · 3.875%
HK$87,774
−HK$2,326/mo
Today · 4.125%
HK$90,100
baseline
▲ 0.50% · 4.625%
HK$94,849
+HK$4,749/mo
Deposit HK$11.23M · loan HK$16.85M · min. income ≈ HK$180,200/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$1,193,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,645
−HK$5,621/mo
▼ 0.25% · 3.875%
HK$92,433
−HK$2,833/mo
Today · 4.125%
HK$95,266
baseline
▲ 0.50% · 4.625%
HK$101,063
+HK$5,797/mo
Deposit HK$8.42M · loan HK$19.66M · min. income ≈ HK$190,532/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$1,193,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,729
−HK$5,388/mo
▼ 0.25% · 3.875%
HK$102,403
−HK$2,714/mo
Today · 4.125%
HK$105,117
baseline
▲ 0.50% · 4.625%
HK$110,658
+HK$5,541/mo
Deposit HK$8.42M · loan HK$19.66M · min. income ≈ HK$210,234/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$1,193,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,257
−HK$7,228/mo
▼ 0.25% · 3.875%
HK$118,843
−HK$3,642/mo
Today · 4.125%
HK$122,485
baseline
▲ 0.50% · 4.625%
HK$129,938
+HK$7,453/mo
Deposit HK$2.81M · loan HK$25.27M · min. income ≈ HK$244,970/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,193,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,223
−HK$6,927/mo
▼ 0.25% · 3.875%
HK$131,662
−HK$3,488/mo
Today · 4.125%
HK$135,150
baseline
▲ 0.50% · 4.625%
HK$142,274
+HK$7,124/mo
Deposit HK$2.81M · loan HK$25.27M · min. income ≈ HK$270,300/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,193,444 · Scale 2, in force from 26 Feb 2026)