LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,035
−HK$4,016/mo
▼ 0.25% · 3.875%
HK$66,027
−HK$2,024/mo
Today · 4.125%
HK$68,051
baseline
▲ 0.50% · 4.625%
HK$72,191
+HK$4,140/mo
Deposit HK$14.04M · loan HK$14.04M · min. income ≈ HK$136,102/mo (50% DSR)
Upfront cash ≈ HK$15.23M (deposit + AVD stamp duty HK$1,193,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,238
−HK$3,849/mo
▼ 0.25% · 3.875%
HK$73,149
−HK$1,938/mo
Today · 4.125%
HK$75,087
baseline
▲ 0.50% · 4.625%
HK$79,045
+HK$3,958/mo
Deposit HK$14.04M · loan HK$14.04M · min. income ≈ HK$150,174/mo (50% DSR)
Upfront cash ≈ HK$15.23M (deposit + AVD stamp duty HK$1,193,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,842
−HK$4,819/mo
▼ 0.25% · 3.875%
HK$79,232
−HK$2,429/mo
Today · 4.125%
HK$81,661
baseline
▲ 0.50% · 4.625%
HK$86,630
+HK$4,969/mo
Deposit HK$11.23M · loan HK$16.85M · min. income ≈ HK$163,322/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$1,193,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,486
−HK$4,619/mo
▼ 0.25% · 3.875%
HK$87,779
−HK$2,326/mo
Today · 4.125%
HK$90,105
baseline
▲ 0.50% · 4.625%
HK$94,854
+HK$4,749/mo
Deposit HK$11.23M · loan HK$16.85M · min. income ≈ HK$180,210/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$1,193,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,649
−HK$5,622/mo
▼ 0.25% · 3.875%
HK$92,438
−HK$2,833/mo
Today · 4.125%
HK$95,271
baseline
▲ 0.50% · 4.625%
HK$101,068
+HK$5,797/mo
Deposit HK$8.42M · loan HK$19.66M · min. income ≈ HK$190,542/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$1,193,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,734
−HK$5,388/mo
▼ 0.25% · 3.875%
HK$102,408
−HK$2,714/mo
Today · 4.125%
HK$105,122
baseline
▲ 0.50% · 4.625%
HK$110,663
+HK$5,541/mo
Deposit HK$8.42M · loan HK$19.66M · min. income ≈ HK$210,244/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$1,193,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,263
−HK$7,228/mo
▼ 0.25% · 3.875%
HK$118,848
−HK$3,643/mo
Today · 4.125%
HK$122,491
baseline
▲ 0.50% · 4.625%
HK$129,944
+HK$7,453/mo
Deposit HK$2.81M · loan HK$25.27M · min. income ≈ HK$244,982/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,193,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,229
−HK$6,928/mo
▼ 0.25% · 3.875%
HK$131,668
−HK$3,489/mo
Today · 4.125%
HK$135,157
baseline
▲ 0.50% · 4.625%
HK$142,281
+HK$7,124/mo
Deposit HK$2.81M · loan HK$25.27M · min. income ≈ HK$270,314/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,193,501 · Scale 2, in force from 26 Feb 2026)