LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,040
−HK$4,015/mo
▼ 0.25% · 3.875%
HK$66,032
−HK$2,023/mo
Today · 4.125%
HK$68,055
baseline
▲ 0.50% · 4.625%
HK$72,196
+HK$4,141/mo
Deposit HK$14.04M · loan HK$14.04M · min. income ≈ HK$136,110/mo (50% DSR)
Upfront cash ≈ HK$15.24M (deposit + AVD stamp duty HK$1,193,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,243
−HK$3,849/mo
▼ 0.25% · 3.875%
HK$73,154
−HK$1,938/mo
Today · 4.125%
HK$75,092
baseline
▲ 0.50% · 4.625%
HK$79,051
+HK$3,959/mo
Deposit HK$14.04M · loan HK$14.04M · min. income ≈ HK$150,184/mo (50% DSR)
Upfront cash ≈ HK$15.24M (deposit + AVD stamp duty HK$1,193,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,848
−HK$4,819/mo
▼ 0.25% · 3.875%
HK$79,238
−HK$2,429/mo
Today · 4.125%
HK$81,667
baseline
▲ 0.50% · 4.625%
HK$86,636
+HK$4,969/mo
Deposit HK$11.23M · loan HK$16.85M · min. income ≈ HK$163,334/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$1,193,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,492
−HK$4,619/mo
▼ 0.25% · 3.875%
HK$87,785
−HK$2,326/mo
Today · 4.125%
HK$90,111
baseline
▲ 0.50% · 4.625%
HK$94,861
+HK$4,750/mo
Deposit HK$11.23M · loan HK$16.85M · min. income ≈ HK$180,222/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$1,193,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,655
−HK$5,623/mo
▼ 0.25% · 3.875%
HK$92,444
−HK$2,834/mo
Today · 4.125%
HK$95,278
baseline
▲ 0.50% · 4.625%
HK$101,075
+HK$5,797/mo
Deposit HK$8.43M · loan HK$19.66M · min. income ≈ HK$190,556/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$1,193,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,741
−HK$5,388/mo
▼ 0.25% · 3.875%
HK$102,416
−HK$2,713/mo
Today · 4.125%
HK$105,129
baseline
▲ 0.50% · 4.625%
HK$110,671
+HK$5,542/mo
Deposit HK$8.43M · loan HK$19.66M · min. income ≈ HK$210,258/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$1,193,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,271
−HK$7,229/mo
▼ 0.25% · 3.875%
HK$118,857
−HK$3,643/mo
Today · 4.125%
HK$122,500
baseline
▲ 0.50% · 4.625%
HK$129,954
+HK$7,454/mo
Deposit HK$2.81M · loan HK$25.28M · min. income ≈ HK$245,000/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,193,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,238
−HK$6,928/mo
▼ 0.25% · 3.875%
HK$131,677
−HK$3,489/mo
Today · 4.125%
HK$135,166
baseline
▲ 0.50% · 4.625%
HK$142,291
+HK$7,125/mo
Deposit HK$2.81M · loan HK$25.28M · min. income ≈ HK$270,332/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,193,587 · Scale 2, in force from 26 Feb 2026)