LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,042
−HK$4,016/mo
▼ 0.25% · 3.875%
HK$66,034
−HK$2,024/mo
Today · 4.125%
HK$68,058
baseline
▲ 0.50% · 4.625%
HK$72,199
+HK$4,141/mo
Deposit HK$14.04M · loan HK$14.04M · min. income ≈ HK$136,116/mo (50% DSR)
Upfront cash ≈ HK$15.24M (deposit + AVD stamp duty HK$1,193,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,246
−HK$3,849/mo
▼ 0.25% · 3.875%
HK$73,157
−HK$1,938/mo
Today · 4.125%
HK$75,095
baseline
▲ 0.50% · 4.625%
HK$79,054
+HK$3,959/mo
Deposit HK$14.04M · loan HK$14.04M · min. income ≈ HK$150,190/mo (50% DSR)
Upfront cash ≈ HK$15.24M (deposit + AVD stamp duty HK$1,193,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,850
−HK$4,820/mo
▼ 0.25% · 3.875%
HK$79,241
−HK$2,429/mo
Today · 4.125%
HK$81,670
baseline
▲ 0.50% · 4.625%
HK$86,639
+HK$4,969/mo
Deposit HK$11.23M · loan HK$16.85M · min. income ≈ HK$163,340/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$1,193,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,495
−HK$4,619/mo
▼ 0.25% · 3.875%
HK$87,788
−HK$2,326/mo
Today · 4.125%
HK$90,114
baseline
▲ 0.50% · 4.625%
HK$94,864
+HK$4,750/mo
Deposit HK$11.23M · loan HK$16.85M · min. income ≈ HK$180,228/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$1,193,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,659
−HK$5,622/mo
▼ 0.25% · 3.875%
HK$92,448
−HK$2,833/mo
Today · 4.125%
HK$95,281
baseline
▲ 0.50% · 4.625%
HK$101,079
+HK$5,798/mo
Deposit HK$8.43M · loan HK$19.66M · min. income ≈ HK$190,562/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$1,193,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,744
−HK$5,389/mo
▼ 0.25% · 3.875%
HK$102,420
−HK$2,713/mo
Today · 4.125%
HK$105,133
baseline
▲ 0.50% · 4.625%
HK$110,675
+HK$5,542/mo
Deposit HK$8.43M · loan HK$19.66M · min. income ≈ HK$210,266/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$1,193,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,276
−HK$7,228/mo
▼ 0.25% · 3.875%
HK$118,861
−HK$3,643/mo
Today · 4.125%
HK$122,504
baseline
▲ 0.50% · 4.625%
HK$129,958
+HK$7,454/mo
Deposit HK$2.81M · loan HK$25.28M · min. income ≈ HK$245,008/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,193,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,243
−HK$6,928/mo
▼ 0.25% · 3.875%
HK$131,682
−HK$3,489/mo
Today · 4.125%
HK$135,171
baseline
▲ 0.50% · 4.625%
HK$142,296
+HK$7,125/mo
Deposit HK$2.81M · loan HK$25.28M · min. income ≈ HK$270,342/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,193,631 · Scale 2, in force from 26 Feb 2026)