LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,043
−HK$4,016/mo
▼ 0.25% · 3.875%
HK$66,035
−HK$2,024/mo
Today · 4.125%
HK$68,059
baseline
▲ 0.50% · 4.625%
HK$72,200
+HK$4,141/mo
Deposit HK$14.04M · loan HK$14.04M · min. income ≈ HK$136,118/mo (50% DSR)
Upfront cash ≈ HK$15.24M (deposit + AVD stamp duty HK$1,193,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,247
−HK$3,850/mo
▼ 0.25% · 3.875%
HK$73,158
−HK$1,939/mo
Today · 4.125%
HK$75,097
baseline
▲ 0.50% · 4.625%
HK$79,055
+HK$3,958/mo
Deposit HK$14.04M · loan HK$14.04M · min. income ≈ HK$150,194/mo (50% DSR)
Upfront cash ≈ HK$15.24M (deposit + AVD stamp duty HK$1,193,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,852
−HK$4,819/mo
▼ 0.25% · 3.875%
HK$79,242
−HK$2,429/mo
Today · 4.125%
HK$81,671
baseline
▲ 0.50% · 4.625%
HK$86,640
+HK$4,969/mo
Deposit HK$11.23M · loan HK$16.85M · min. income ≈ HK$163,342/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$1,193,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,497
−HK$4,619/mo
▼ 0.25% · 3.875%
HK$87,790
−HK$2,326/mo
Today · 4.125%
HK$90,116
baseline
▲ 0.50% · 4.625%
HK$94,866
+HK$4,750/mo
Deposit HK$11.23M · loan HK$16.85M · min. income ≈ HK$180,232/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$1,193,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,660
−HK$5,623/mo
▼ 0.25% · 3.875%
HK$92,449
−HK$2,834/mo
Today · 4.125%
HK$95,283
baseline
▲ 0.50% · 4.625%
HK$101,081
+HK$5,798/mo
Deposit HK$8.43M · loan HK$19.66M · min. income ≈ HK$190,566/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$1,193,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,746
−HK$5,389/mo
▼ 0.25% · 3.875%
HK$102,421
−HK$2,714/mo
Today · 4.125%
HK$105,135
baseline
▲ 0.50% · 4.625%
HK$110,677
+HK$5,542/mo
Deposit HK$8.43M · loan HK$19.66M · min. income ≈ HK$210,270/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$1,193,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,278
−HK$7,228/mo
▼ 0.25% · 3.875%
HK$118,863
−HK$3,643/mo
Today · 4.125%
HK$122,506
baseline
▲ 0.50% · 4.625%
HK$129,961
+HK$7,455/mo
Deposit HK$2.81M · loan HK$25.28M · min. income ≈ HK$245,012/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,193,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,245
−HK$6,929/mo
▼ 0.25% · 3.875%
HK$131,685
−HK$3,489/mo
Today · 4.125%
HK$135,174
baseline
▲ 0.50% · 4.625%
HK$142,299
+HK$7,125/mo
Deposit HK$2.81M · loan HK$25.28M · min. income ≈ HK$270,348/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,193,652 · Scale 2, in force from 26 Feb 2026)