LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,046
−HK$4,016/mo
▼ 0.25% · 3.875%
HK$66,038
−HK$2,024/mo
Today · 4.125%
HK$68,062
baseline
▲ 0.50% · 4.625%
HK$72,203
+HK$4,141/mo
Deposit HK$14.04M · loan HK$14.04M · min. income ≈ HK$136,124/mo (50% DSR)
Upfront cash ≈ HK$15.24M (deposit + AVD stamp duty HK$1,193,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,250
−HK$3,850/mo
▼ 0.25% · 3.875%
HK$73,161
−HK$1,939/mo
Today · 4.125%
HK$75,100
baseline
▲ 0.50% · 4.625%
HK$79,058
+HK$3,958/mo
Deposit HK$14.04M · loan HK$14.04M · min. income ≈ HK$150,200/mo (50% DSR)
Upfront cash ≈ HK$15.24M (deposit + AVD stamp duty HK$1,193,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,855
−HK$4,819/mo
▼ 0.25% · 3.875%
HK$79,245
−HK$2,429/mo
Today · 4.125%
HK$81,674
baseline
▲ 0.50% · 4.625%
HK$86,644
+HK$4,970/mo
Deposit HK$11.23M · loan HK$16.85M · min. income ≈ HK$163,348/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$1,193,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,500
−HK$4,620/mo
▼ 0.25% · 3.875%
HK$87,793
−HK$2,327/mo
Today · 4.125%
HK$90,120
baseline
▲ 0.50% · 4.625%
HK$94,870
+HK$4,750/mo
Deposit HK$11.23M · loan HK$16.85M · min. income ≈ HK$180,240/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$1,193,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,664
−HK$5,623/mo
▼ 0.25% · 3.875%
HK$92,453
−HK$2,834/mo
Today · 4.125%
HK$95,287
baseline
▲ 0.50% · 4.625%
HK$101,085
+HK$5,798/mo
Deposit HK$8.43M · loan HK$19.66M · min. income ≈ HK$190,574/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$1,193,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,750
−HK$5,389/mo
▼ 0.25% · 3.875%
HK$102,425
−HK$2,714/mo
Today · 4.125%
HK$105,139
baseline
▲ 0.50% · 4.625%
HK$110,681
+HK$5,542/mo
Deposit HK$8.43M · loan HK$19.66M · min. income ≈ HK$210,278/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$1,193,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,282
−HK$7,229/mo
▼ 0.25% · 3.875%
HK$118,868
−HK$3,643/mo
Today · 4.125%
HK$122,511
baseline
▲ 0.50% · 4.625%
HK$129,966
+HK$7,455/mo
Deposit HK$2.81M · loan HK$25.28M · min. income ≈ HK$245,022/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,193,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,250
−HK$6,929/mo
▼ 0.25% · 3.875%
HK$131,690
−HK$3,489/mo
Today · 4.125%
HK$135,179
baseline
▲ 0.50% · 4.625%
HK$142,305
+HK$7,126/mo
Deposit HK$2.81M · loan HK$25.28M · min. income ≈ HK$270,358/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,193,700 · Scale 2, in force from 26 Feb 2026)