LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,047
−HK$4,017/mo
▼ 0.25% · 3.875%
HK$66,039
−HK$2,025/mo
Today · 4.125%
HK$68,064
baseline
▲ 0.50% · 4.625%
HK$72,205
+HK$4,141/mo
Deposit HK$14.04M · loan HK$14.04M · min. income ≈ HK$136,128/mo (50% DSR)
Upfront cash ≈ HK$15.24M (deposit + AVD stamp duty HK$1,193,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,252
−HK$3,849/mo
▼ 0.25% · 3.875%
HK$73,163
−HK$1,938/mo
Today · 4.125%
HK$75,101
baseline
▲ 0.50% · 4.625%
HK$79,060
+HK$3,959/mo
Deposit HK$14.04M · loan HK$14.04M · min. income ≈ HK$150,202/mo (50% DSR)
Upfront cash ≈ HK$15.24M (deposit + AVD stamp duty HK$1,193,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,857
−HK$4,819/mo
▼ 0.25% · 3.875%
HK$79,247
−HK$2,429/mo
Today · 4.125%
HK$81,676
baseline
▲ 0.50% · 4.625%
HK$86,646
+HK$4,970/mo
Deposit HK$11.24M · loan HK$16.85M · min. income ≈ HK$163,352/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$1,193,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,502
−HK$4,620/mo
▼ 0.25% · 3.875%
HK$87,795
−HK$2,327/mo
Today · 4.125%
HK$90,122
baseline
▲ 0.50% · 4.625%
HK$94,872
+HK$4,750/mo
Deposit HK$11.24M · loan HK$16.85M · min. income ≈ HK$180,244/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$1,193,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,666
−HK$5,623/mo
▼ 0.25% · 3.875%
HK$92,455
−HK$2,834/mo
Today · 4.125%
HK$95,289
baseline
▲ 0.50% · 4.625%
HK$101,087
+HK$5,798/mo
Deposit HK$8.43M · loan HK$19.66M · min. income ≈ HK$190,578/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$1,193,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,753
−HK$5,389/mo
▼ 0.25% · 3.875%
HK$102,428
−HK$2,714/mo
Today · 4.125%
HK$105,142
baseline
▲ 0.50% · 4.625%
HK$110,684
+HK$5,542/mo
Deposit HK$8.43M · loan HK$19.66M · min. income ≈ HK$210,284/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$1,193,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,285
−HK$7,229/mo
▼ 0.25% · 3.875%
HK$118,871
−HK$3,643/mo
Today · 4.125%
HK$122,514
baseline
▲ 0.50% · 4.625%
HK$129,969
+HK$7,455/mo
Deposit HK$2.81M · loan HK$25.28M · min. income ≈ HK$245,028/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,193,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,253
−HK$6,930/mo
▼ 0.25% · 3.875%
HK$131,693
−HK$3,490/mo
Today · 4.125%
HK$135,183
baseline
▲ 0.50% · 4.625%
HK$142,308
+HK$7,125/mo
Deposit HK$2.81M · loan HK$25.28M · min. income ≈ HK$270,366/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,193,730 · Scale 2, in force from 26 Feb 2026)