LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,049
−HK$4,017/mo
▼ 0.25% · 3.875%
HK$66,041
−HK$2,025/mo
Today · 4.125%
HK$68,066
baseline
▲ 0.50% · 4.625%
HK$72,207
+HK$4,141/mo
Deposit HK$14.04M · loan HK$14.04M · min. income ≈ HK$136,132/mo (50% DSR)
Upfront cash ≈ HK$15.24M (deposit + AVD stamp duty HK$1,193,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,254
−HK$3,850/mo
▼ 0.25% · 3.875%
HK$73,165
−HK$1,939/mo
Today · 4.125%
HK$75,104
baseline
▲ 0.50% · 4.625%
HK$79,062
+HK$3,958/mo
Deposit HK$14.04M · loan HK$14.04M · min. income ≈ HK$150,208/mo (50% DSR)
Upfront cash ≈ HK$15.24M (deposit + AVD stamp duty HK$1,193,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,859
−HK$4,820/mo
▼ 0.25% · 3.875%
HK$79,250
−HK$2,429/mo
Today · 4.125%
HK$81,679
baseline
▲ 0.50% · 4.625%
HK$86,649
+HK$4,970/mo
Deposit HK$11.24M · loan HK$16.85M · min. income ≈ HK$163,358/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$1,193,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,505
−HK$4,619/mo
▼ 0.25% · 3.875%
HK$87,798
−HK$2,326/mo
Today · 4.125%
HK$90,124
baseline
▲ 0.50% · 4.625%
HK$94,875
+HK$4,751/mo
Deposit HK$11.24M · loan HK$16.85M · min. income ≈ HK$180,248/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$1,193,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,669
−HK$5,623/mo
▼ 0.25% · 3.875%
HK$92,458
−HK$2,834/mo
Today · 4.125%
HK$95,292
baseline
▲ 0.50% · 4.625%
HK$101,090
+HK$5,798/mo
Deposit HK$8.43M · loan HK$19.66M · min. income ≈ HK$190,584/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$1,193,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,756
−HK$5,389/mo
▼ 0.25% · 3.875%
HK$102,431
−HK$2,714/mo
Today · 4.125%
HK$105,145
baseline
▲ 0.50% · 4.625%
HK$110,687
+HK$5,542/mo
Deposit HK$8.43M · loan HK$19.66M · min. income ≈ HK$210,290/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$1,193,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,288
−HK$7,230/mo
▼ 0.25% · 3.875%
HK$118,875
−HK$3,643/mo
Today · 4.125%
HK$122,518
baseline
▲ 0.50% · 4.625%
HK$129,973
+HK$7,455/mo
Deposit HK$2.81M · loan HK$25.28M · min. income ≈ HK$245,036/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,193,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,257
−HK$6,930/mo
▼ 0.25% · 3.875%
HK$131,697
−HK$3,490/mo
Today · 4.125%
HK$135,187
baseline
▲ 0.50% · 4.625%
HK$142,312
+HK$7,125/mo
Deposit HK$2.81M · loan HK$25.28M · min. income ≈ HK$270,374/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,193,764 · Scale 2, in force from 26 Feb 2026)