LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,058
−HK$4,017/mo
▼ 0.25% · 3.875%
HK$66,051
−HK$2,024/mo
Today · 4.125%
HK$68,075
baseline
▲ 0.50% · 4.625%
HK$72,218
+HK$4,143/mo
Deposit HK$14.05M · loan HK$14.05M · min. income ≈ HK$136,150/mo (50% DSR)
Upfront cash ≈ HK$15.24M (deposit + AVD stamp duty HK$1,193,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,264
−HK$3,850/mo
▼ 0.25% · 3.875%
HK$73,176
−HK$1,938/mo
Today · 4.125%
HK$75,114
baseline
▲ 0.50% · 4.625%
HK$79,074
+HK$3,960/mo
Deposit HK$14.05M · loan HK$14.05M · min. income ≈ HK$150,228/mo (50% DSR)
Upfront cash ≈ HK$15.24M (deposit + AVD stamp duty HK$1,193,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,870
−HK$4,820/mo
▼ 0.25% · 3.875%
HK$79,261
−HK$2,429/mo
Today · 4.125%
HK$81,690
baseline
▲ 0.50% · 4.625%
HK$86,661
+HK$4,971/mo
Deposit HK$11.24M · loan HK$16.86M · min. income ≈ HK$163,380/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$1,193,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,517
−HK$4,620/mo
▼ 0.25% · 3.875%
HK$87,811
−HK$2,326/mo
Today · 4.125%
HK$90,137
baseline
▲ 0.50% · 4.625%
HK$94,889
+HK$4,752/mo
Deposit HK$11.24M · loan HK$16.86M · min. income ≈ HK$180,274/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$1,193,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,682
−HK$5,624/mo
▼ 0.25% · 3.875%
HK$92,471
−HK$2,835/mo
Today · 4.125%
HK$95,306
baseline
▲ 0.50% · 4.625%
HK$101,105
+HK$5,799/mo
Deposit HK$8.43M · loan HK$19.66M · min. income ≈ HK$190,612/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$1,193,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,770
−HK$5,390/mo
▼ 0.25% · 3.875%
HK$102,446
−HK$2,714/mo
Today · 4.125%
HK$105,160
baseline
▲ 0.50% · 4.625%
HK$110,703
+HK$5,543/mo
Deposit HK$8.43M · loan HK$19.66M · min. income ≈ HK$210,320/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$1,193,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,305
−HK$7,231/mo
▼ 0.25% · 3.875%
HK$118,892
−HK$3,644/mo
Today · 4.125%
HK$122,536
baseline
▲ 0.50% · 4.625%
HK$129,992
+HK$7,456/mo
Deposit HK$2.81M · loan HK$25.28M · min. income ≈ HK$245,072/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,193,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,276
−HK$6,930/mo
▼ 0.25% · 3.875%
HK$131,716
−HK$3,490/mo
Today · 4.125%
HK$135,206
baseline
▲ 0.50% · 4.625%
HK$142,333
+HK$7,127/mo
Deposit HK$2.81M · loan HK$25.28M · min. income ≈ HK$270,412/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,193,936 · Scale 2, in force from 26 Feb 2026)