LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,062
−HK$4,017/mo
▼ 0.25% · 3.875%
HK$66,055
−HK$2,024/mo
Today · 4.125%
HK$68,079
baseline
▲ 0.50% · 4.625%
HK$72,222
+HK$4,143/mo
Deposit HK$14.05M · loan HK$14.05M · min. income ≈ HK$136,158/mo (50% DSR)
Upfront cash ≈ HK$15.24M (deposit + AVD stamp duty HK$1,194,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,268
−HK$3,851/mo
▼ 0.25% · 3.875%
HK$73,180
−HK$1,939/mo
Today · 4.125%
HK$75,119
baseline
▲ 0.50% · 4.625%
HK$79,078
+HK$3,959/mo
Deposit HK$14.05M · loan HK$14.05M · min. income ≈ HK$150,238/mo (50% DSR)
Upfront cash ≈ HK$15.24M (deposit + AVD stamp duty HK$1,194,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,874
−HK$4,821/mo
▼ 0.25% · 3.875%
HK$79,266
−HK$2,429/mo
Today · 4.125%
HK$81,695
baseline
▲ 0.50% · 4.625%
HK$86,666
+HK$4,971/mo
Deposit HK$11.24M · loan HK$16.86M · min. income ≈ HK$163,390/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$1,194,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,522
−HK$4,620/mo
▼ 0.25% · 3.875%
HK$87,816
−HK$2,326/mo
Today · 4.125%
HK$90,142
baseline
▲ 0.50% · 4.625%
HK$94,894
+HK$4,752/mo
Deposit HK$11.24M · loan HK$16.86M · min. income ≈ HK$180,284/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$1,194,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,687
−HK$5,624/mo
▼ 0.25% · 3.875%
HK$92,477
−HK$2,834/mo
Today · 4.125%
HK$95,311
baseline
▲ 0.50% · 4.625%
HK$101,110
+HK$5,799/mo
Deposit HK$8.43M · loan HK$19.67M · min. income ≈ HK$190,622/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$1,194,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,776
−HK$5,390/mo
▼ 0.25% · 3.875%
HK$102,452
−HK$2,714/mo
Today · 4.125%
HK$105,166
baseline
▲ 0.50% · 4.625%
HK$110,710
+HK$5,544/mo
Deposit HK$8.43M · loan HK$19.67M · min. income ≈ HK$210,332/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$1,194,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,312
−HK$7,231/mo
▼ 0.25% · 3.875%
HK$118,898
−HK$3,645/mo
Today · 4.125%
HK$122,543
baseline
▲ 0.50% · 4.625%
HK$129,999
+HK$7,456/mo
Deposit HK$2.81M · loan HK$25.28M · min. income ≈ HK$245,086/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,194,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,283
−HK$6,931/mo
▼ 0.25% · 3.875%
HK$131,723
−HK$3,491/mo
Today · 4.125%
HK$135,214
baseline
▲ 0.50% · 4.625%
HK$142,341
+HK$7,127/mo
Deposit HK$2.81M · loan HK$25.28M · min. income ≈ HK$270,428/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,194,004 · Scale 2, in force from 26 Feb 2026)