LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,062
−HK$4,018/mo
▼ 0.25% · 3.875%
HK$66,055
−HK$2,025/mo
Today · 4.125%
HK$68,080
baseline
▲ 0.50% · 4.625%
HK$72,222
+HK$4,142/mo
Deposit HK$14.05M · loan HK$14.05M · min. income ≈ HK$136,160/mo (50% DSR)
Upfront cash ≈ HK$15.24M (deposit + AVD stamp duty HK$1,194,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,269
−HK$3,850/mo
▼ 0.25% · 3.875%
HK$73,180
−HK$1,939/mo
Today · 4.125%
HK$75,119
baseline
▲ 0.50% · 4.625%
HK$79,079
+HK$3,960/mo
Deposit HK$14.05M · loan HK$14.05M · min. income ≈ HK$150,238/mo (50% DSR)
Upfront cash ≈ HK$15.24M (deposit + AVD stamp duty HK$1,194,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,875
−HK$4,821/mo
▼ 0.25% · 3.875%
HK$79,266
−HK$2,430/mo
Today · 4.125%
HK$81,696
baseline
▲ 0.50% · 4.625%
HK$86,667
+HK$4,971/mo
Deposit HK$11.24M · loan HK$16.86M · min. income ≈ HK$163,392/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$1,194,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,523
−HK$4,620/mo
▼ 0.25% · 3.875%
HK$87,816
−HK$2,327/mo
Today · 4.125%
HK$90,143
baseline
▲ 0.50% · 4.625%
HK$94,895
+HK$4,752/mo
Deposit HK$11.24M · loan HK$16.86M · min. income ≈ HK$180,286/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$1,194,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,687
−HK$5,625/mo
▼ 0.25% · 3.875%
HK$92,477
−HK$2,835/mo
Today · 4.125%
HK$95,312
baseline
▲ 0.50% · 4.625%
HK$101,111
+HK$5,799/mo
Deposit HK$8.43M · loan HK$19.67M · min. income ≈ HK$190,624/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$1,194,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,776
−HK$5,391/mo
▼ 0.25% · 3.875%
HK$102,452
−HK$2,715/mo
Today · 4.125%
HK$105,167
baseline
▲ 0.50% · 4.625%
HK$110,710
+HK$5,543/mo
Deposit HK$8.43M · loan HK$19.67M · min. income ≈ HK$210,334/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$1,194,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,312
−HK$7,231/mo
▼ 0.25% · 3.875%
HK$118,899
−HK$3,644/mo
Today · 4.125%
HK$122,543
baseline
▲ 0.50% · 4.625%
HK$130,000
+HK$7,457/mo
Deposit HK$2.81M · loan HK$25.28M · min. income ≈ HK$245,086/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,194,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,284
−HK$6,931/mo
▼ 0.25% · 3.875%
HK$131,724
−HK$3,491/mo
Today · 4.125%
HK$135,215
baseline
▲ 0.50% · 4.625%
HK$142,342
+HK$7,127/mo
Deposit HK$2.81M · loan HK$25.28M · min. income ≈ HK$270,430/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,194,012 · Scale 2, in force from 26 Feb 2026)