LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,064
−HK$4,017/mo
▼ 0.25% · 3.875%
HK$66,056
−HK$2,025/mo
Today · 4.125%
HK$68,081
baseline
▲ 0.50% · 4.625%
HK$72,223
+HK$4,142/mo
Deposit HK$14.05M · loan HK$14.05M · min. income ≈ HK$136,162/mo (50% DSR)
Upfront cash ≈ HK$15.24M (deposit + AVD stamp duty HK$1,194,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,270
−HK$3,851/mo
▼ 0.25% · 3.875%
HK$73,181
−HK$1,940/mo
Today · 4.125%
HK$75,121
baseline
▲ 0.50% · 4.625%
HK$79,080
+HK$3,959/mo
Deposit HK$14.05M · loan HK$14.05M · min. income ≈ HK$150,242/mo (50% DSR)
Upfront cash ≈ HK$15.24M (deposit + AVD stamp duty HK$1,194,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,876
−HK$4,821/mo
▼ 0.25% · 3.875%
HK$79,268
−HK$2,429/mo
Today · 4.125%
HK$81,697
baseline
▲ 0.50% · 4.625%
HK$86,668
+HK$4,971/mo
Deposit HK$11.24M · loan HK$16.86M · min. income ≈ HK$163,394/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$1,194,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,524
−HK$4,621/mo
▼ 0.25% · 3.875%
HK$87,818
−HK$2,327/mo
Today · 4.125%
HK$90,145
baseline
▲ 0.50% · 4.625%
HK$94,896
+HK$4,751/mo
Deposit HK$11.24M · loan HK$16.86M · min. income ≈ HK$180,290/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$1,194,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,689
−HK$5,624/mo
▼ 0.25% · 3.875%
HK$92,479
−HK$2,834/mo
Today · 4.125%
HK$95,313
baseline
▲ 0.50% · 4.625%
HK$101,113
+HK$5,800/mo
Deposit HK$8.43M · loan HK$19.67M · min. income ≈ HK$190,626/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$1,194,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,778
−HK$5,391/mo
▼ 0.25% · 3.875%
HK$102,454
−HK$2,715/mo
Today · 4.125%
HK$105,169
baseline
▲ 0.50% · 4.625%
HK$110,712
+HK$5,543/mo
Deposit HK$8.43M · loan HK$19.67M · min. income ≈ HK$210,338/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$1,194,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,314
−HK$7,232/mo
▼ 0.25% · 3.875%
HK$118,901
−HK$3,645/mo
Today · 4.125%
HK$122,546
baseline
▲ 0.50% · 4.625%
HK$130,002
+HK$7,456/mo
Deposit HK$2.81M · loan HK$25.29M · min. income ≈ HK$245,092/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,194,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,286
−HK$6,931/mo
▼ 0.25% · 3.875%
HK$131,727
−HK$3,490/mo
Today · 4.125%
HK$135,217
baseline
▲ 0.50% · 4.625%
HK$142,344
+HK$7,127/mo
Deposit HK$2.81M · loan HK$25.29M · min. income ≈ HK$270,434/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,194,033 · Scale 2, in force from 26 Feb 2026)