LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,066
−HK$4,017/mo
▼ 0.25% · 3.875%
HK$66,059
−HK$2,024/mo
Today · 4.125%
HK$68,083
baseline
▲ 0.50% · 4.625%
HK$72,226
+HK$4,143/mo
Deposit HK$14.05M · loan HK$14.05M · min. income ≈ HK$136,166/mo (50% DSR)
Upfront cash ≈ HK$15.24M (deposit + AVD stamp duty HK$1,194,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,272
−HK$3,851/mo
▼ 0.25% · 3.875%
HK$73,184
−HK$1,939/mo
Today · 4.125%
HK$75,123
baseline
▲ 0.50% · 4.625%
HK$79,083
+HK$3,960/mo
Deposit HK$14.05M · loan HK$14.05M · min. income ≈ HK$150,246/mo (50% DSR)
Upfront cash ≈ HK$15.24M (deposit + AVD stamp duty HK$1,194,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,879
−HK$4,821/mo
▼ 0.25% · 3.875%
HK$79,270
−HK$2,430/mo
Today · 4.125%
HK$81,700
baseline
▲ 0.50% · 4.625%
HK$86,671
+HK$4,971/mo
Deposit HK$11.24M · loan HK$16.86M · min. income ≈ HK$163,400/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$1,194,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,527
−HK$4,621/mo
▼ 0.25% · 3.875%
HK$87,821
−HK$2,327/mo
Today · 4.125%
HK$90,148
baseline
▲ 0.50% · 4.625%
HK$94,900
+HK$4,752/mo
Deposit HK$11.24M · loan HK$16.86M · min. income ≈ HK$180,296/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$1,194,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,692
−HK$5,624/mo
▼ 0.25% · 3.875%
HK$92,482
−HK$2,834/mo
Today · 4.125%
HK$95,316
baseline
▲ 0.50% · 4.625%
HK$101,116
+HK$5,800/mo
Deposit HK$8.43M · loan HK$19.67M · min. income ≈ HK$190,632/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$1,194,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,781
−HK$5,391/mo
▼ 0.25% · 3.875%
HK$102,458
−HK$2,714/mo
Today · 4.125%
HK$105,172
baseline
▲ 0.50% · 4.625%
HK$110,716
+HK$5,544/mo
Deposit HK$8.43M · loan HK$19.67M · min. income ≈ HK$210,344/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$1,194,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,318
−HK$7,232/mo
▼ 0.25% · 3.875%
HK$118,905
−HK$3,645/mo
Today · 4.125%
HK$122,550
baseline
▲ 0.50% · 4.625%
HK$130,007
+HK$7,457/mo
Deposit HK$2.81M · loan HK$25.29M · min. income ≈ HK$245,100/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,194,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,290
−HK$6,932/mo
▼ 0.25% · 3.875%
HK$131,731
−HK$3,491/mo
Today · 4.125%
HK$135,222
baseline
▲ 0.50% · 4.625%
HK$142,349
+HK$7,127/mo
Deposit HK$2.81M · loan HK$25.29M · min. income ≈ HK$270,444/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,194,074 · Scale 2, in force from 26 Feb 2026)