LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,072
−HK$4,018/mo
▼ 0.25% · 3.875%
HK$66,065
−HK$2,025/mo
Today · 4.125%
HK$68,090
baseline
▲ 0.50% · 4.625%
HK$72,233
+HK$4,143/mo
Deposit HK$14.05M · loan HK$14.05M · min. income ≈ HK$136,180/mo (50% DSR)
Upfront cash ≈ HK$15.24M (deposit + AVD stamp duty HK$1,194,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,280
−HK$3,851/mo
▼ 0.25% · 3.875%
HK$73,191
−HK$1,940/mo
Today · 4.125%
HK$75,131
baseline
▲ 0.50% · 4.625%
HK$79,091
+HK$3,960/mo
Deposit HK$14.05M · loan HK$14.05M · min. income ≈ HK$150,262/mo (50% DSR)
Upfront cash ≈ HK$15.24M (deposit + AVD stamp duty HK$1,194,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,886
−HK$4,822/mo
▼ 0.25% · 3.875%
HK$79,278
−HK$2,430/mo
Today · 4.125%
HK$81,708
baseline
▲ 0.50% · 4.625%
HK$86,680
+HK$4,972/mo
Deposit HK$11.24M · loan HK$16.86M · min. income ≈ HK$163,416/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$1,194,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,535
−HK$4,622/mo
▼ 0.25% · 3.875%
HK$87,829
−HK$2,328/mo
Today · 4.125%
HK$90,157
baseline
▲ 0.50% · 4.625%
HK$94,909
+HK$4,752/mo
Deposit HK$11.24M · loan HK$16.86M · min. income ≈ HK$180,314/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$1,194,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,701
−HK$5,625/mo
▼ 0.25% · 3.875%
HK$92,491
−HK$2,835/mo
Today · 4.125%
HK$95,326
baseline
▲ 0.50% · 4.625%
HK$101,126
+HK$5,800/mo
Deposit HK$8.43M · loan HK$19.67M · min. income ≈ HK$190,652/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$1,194,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,791
−HK$5,392/mo
▼ 0.25% · 3.875%
HK$102,468
−HK$2,715/mo
Today · 4.125%
HK$105,183
baseline
▲ 0.50% · 4.625%
HK$110,727
+HK$5,544/mo
Deposit HK$8.43M · loan HK$19.67M · min. income ≈ HK$210,366/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$1,194,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,330
−HK$7,232/mo
▼ 0.25% · 3.875%
HK$118,917
−HK$3,645/mo
Today · 4.125%
HK$122,562
baseline
▲ 0.50% · 4.625%
HK$130,019
+HK$7,457/mo
Deposit HK$2.81M · loan HK$25.29M · min. income ≈ HK$245,124/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,194,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,303
−HK$6,932/mo
▼ 0.25% · 3.875%
HK$131,744
−HK$3,491/mo
Today · 4.125%
HK$135,235
baseline
▲ 0.50% · 4.625%
HK$142,363
+HK$7,128/mo
Deposit HK$2.81M · loan HK$25.29M · min. income ≈ HK$270,470/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,194,192 · Scale 2, in force from 26 Feb 2026)