LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,074
−HK$4,018/mo
▼ 0.25% · 3.875%
HK$66,067
−HK$2,025/mo
Today · 4.125%
HK$68,092
baseline
▲ 0.50% · 4.625%
HK$72,235
+HK$4,143/mo
Deposit HK$14.05M · loan HK$14.05M · min. income ≈ HK$136,184/mo (50% DSR)
Upfront cash ≈ HK$15.24M (deposit + AVD stamp duty HK$1,194,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,281
−HK$3,852/mo
▼ 0.25% · 3.875%
HK$73,193
−HK$1,940/mo
Today · 4.125%
HK$75,133
baseline
▲ 0.50% · 4.625%
HK$79,093
+HK$3,960/mo
Deposit HK$14.05M · loan HK$14.05M · min. income ≈ HK$150,266/mo (50% DSR)
Upfront cash ≈ HK$15.24M (deposit + AVD stamp duty HK$1,194,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,888
−HK$4,822/mo
▼ 0.25% · 3.875%
HK$79,280
−HK$2,430/mo
Today · 4.125%
HK$81,710
baseline
▲ 0.50% · 4.625%
HK$86,682
+HK$4,972/mo
Deposit HK$11.24M · loan HK$16.86M · min. income ≈ HK$163,420/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$1,194,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,538
−HK$4,621/mo
▼ 0.25% · 3.875%
HK$87,832
−HK$2,327/mo
Today · 4.125%
HK$90,159
baseline
▲ 0.50% · 4.625%
HK$94,911
+HK$4,752/mo
Deposit HK$11.24M · loan HK$16.86M · min. income ≈ HK$180,318/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$1,194,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,703
−HK$5,625/mo
▼ 0.25% · 3.875%
HK$92,494
−HK$2,834/mo
Today · 4.125%
HK$95,328
baseline
▲ 0.50% · 4.625%
HK$101,129
+HK$5,801/mo
Deposit HK$8.43M · loan HK$19.67M · min. income ≈ HK$190,656/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$1,194,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,794
−HK$5,392/mo
▼ 0.25% · 3.875%
HK$102,470
−HK$2,716/mo
Today · 4.125%
HK$105,186
baseline
▲ 0.50% · 4.625%
HK$110,730
+HK$5,544/mo
Deposit HK$8.43M · loan HK$19.67M · min. income ≈ HK$210,372/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$1,194,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,333
−HK$7,232/mo
▼ 0.25% · 3.875%
HK$118,920
−HK$3,645/mo
Today · 4.125%
HK$122,565
baseline
▲ 0.50% · 4.625%
HK$130,023
+HK$7,458/mo
Deposit HK$2.81M · loan HK$25.29M · min. income ≈ HK$245,130/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,194,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,307
−HK$6,932/mo
▼ 0.25% · 3.875%
HK$131,748
−HK$3,491/mo
Today · 4.125%
HK$135,239
baseline
▲ 0.50% · 4.625%
HK$142,367
+HK$7,128/mo
Deposit HK$2.81M · loan HK$25.29M · min. income ≈ HK$270,478/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,194,223 · Scale 2, in force from 26 Feb 2026)