LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,075
−HK$4,018/mo
▼ 0.25% · 3.875%
HK$66,068
−HK$2,025/mo
Today · 4.125%
HK$68,093
baseline
▲ 0.50% · 4.625%
HK$72,237
+HK$4,144/mo
Deposit HK$14.05M · loan HK$14.05M · min. income ≈ HK$136,186/mo (50% DSR)
Upfront cash ≈ HK$15.24M (deposit + AVD stamp duty HK$1,194,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,283
−HK$3,851/mo
▼ 0.25% · 3.875%
HK$73,195
−HK$1,939/mo
Today · 4.125%
HK$75,134
baseline
▲ 0.50% · 4.625%
HK$79,095
+HK$3,961/mo
Deposit HK$14.05M · loan HK$14.05M · min. income ≈ HK$150,268/mo (50% DSR)
Upfront cash ≈ HK$15.24M (deposit + AVD stamp duty HK$1,194,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,890
−HK$4,822/mo
▼ 0.25% · 3.875%
HK$79,282
−HK$2,430/mo
Today · 4.125%
HK$81,712
baseline
▲ 0.50% · 4.625%
HK$86,684
+HK$4,972/mo
Deposit HK$11.24M · loan HK$16.86M · min. income ≈ HK$163,424/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$1,194,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,540
−HK$4,621/mo
▼ 0.25% · 3.875%
HK$87,834
−HK$2,327/mo
Today · 4.125%
HK$90,161
baseline
▲ 0.50% · 4.625%
HK$94,914
+HK$4,753/mo
Deposit HK$11.24M · loan HK$16.86M · min. income ≈ HK$180,322/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$1,194,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,705
−HK$5,626/mo
▼ 0.25% · 3.875%
HK$92,496
−HK$2,835/mo
Today · 4.125%
HK$95,331
baseline
▲ 0.50% · 4.625%
HK$101,131
+HK$5,800/mo
Deposit HK$8.43M · loan HK$19.67M · min. income ≈ HK$190,662/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$1,194,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,796
−HK$5,392/mo
▼ 0.25% · 3.875%
HK$102,473
−HK$2,715/mo
Today · 4.125%
HK$105,188
baseline
▲ 0.50% · 4.625%
HK$110,733
+HK$5,545/mo
Deposit HK$8.43M · loan HK$19.67M · min. income ≈ HK$210,376/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$1,194,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,335
−HK$7,233/mo
▼ 0.25% · 3.875%
HK$118,923
−HK$3,645/mo
Today · 4.125%
HK$122,568
baseline
▲ 0.50% · 4.625%
HK$130,026
+HK$7,458/mo
Deposit HK$2.81M · loan HK$25.29M · min. income ≈ HK$245,136/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,194,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,310
−HK$6,932/mo
▼ 0.25% · 3.875%
HK$131,751
−HK$3,491/mo
Today · 4.125%
HK$135,242
baseline
▲ 0.50% · 4.625%
HK$142,370
+HK$7,128/mo
Deposit HK$2.81M · loan HK$25.29M · min. income ≈ HK$270,484/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,194,251 · Scale 2, in force from 26 Feb 2026)