LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,079
−HK$4,018/mo
▼ 0.25% · 3.875%
HK$66,072
−HK$2,025/mo
Today · 4.125%
HK$68,097
baseline
▲ 0.50% · 4.625%
HK$72,241
+HK$4,144/mo
Deposit HK$14.05M · loan HK$14.05M · min. income ≈ HK$136,194/mo (50% DSR)
Upfront cash ≈ HK$15.25M (deposit + AVD stamp duty HK$1,194,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,287
−HK$3,852/mo
▼ 0.25% · 3.875%
HK$73,199
−HK$1,940/mo
Today · 4.125%
HK$75,139
baseline
▲ 0.50% · 4.625%
HK$79,100
+HK$3,961/mo
Deposit HK$14.05M · loan HK$14.05M · min. income ≈ HK$150,278/mo (50% DSR)
Upfront cash ≈ HK$15.25M (deposit + AVD stamp duty HK$1,194,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,895
−HK$4,822/mo
▼ 0.25% · 3.875%
HK$79,287
−HK$2,430/mo
Today · 4.125%
HK$81,717
baseline
▲ 0.50% · 4.625%
HK$86,689
+HK$4,972/mo
Deposit HK$11.24M · loan HK$16.86M · min. income ≈ HK$163,434/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$1,194,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,545
−HK$4,622/mo
▼ 0.25% · 3.875%
HK$87,839
−HK$2,328/mo
Today · 4.125%
HK$90,167
baseline
▲ 0.50% · 4.625%
HK$94,919
+HK$4,752/mo
Deposit HK$11.24M · loan HK$16.86M · min. income ≈ HK$180,334/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$1,194,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,711
−HK$5,625/mo
▼ 0.25% · 3.875%
HK$92,501
−HK$2,835/mo
Today · 4.125%
HK$95,336
baseline
▲ 0.50% · 4.625%
HK$101,137
+HK$5,801/mo
Deposit HK$8.43M · loan HK$19.67M · min. income ≈ HK$190,672/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$1,194,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,802
−HK$5,392/mo
▼ 0.25% · 3.875%
HK$102,479
−HK$2,715/mo
Today · 4.125%
HK$105,194
baseline
▲ 0.50% · 4.625%
HK$110,739
+HK$5,545/mo
Deposit HK$8.43M · loan HK$19.67M · min. income ≈ HK$210,388/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$1,194,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,342
−HK$7,233/mo
▼ 0.25% · 3.875%
HK$118,930
−HK$3,645/mo
Today · 4.125%
HK$122,575
baseline
▲ 0.50% · 4.625%
HK$130,034
+HK$7,459/mo
Deposit HK$2.81M · loan HK$25.29M · min. income ≈ HK$245,150/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,194,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,317
−HK$6,933/mo
▼ 0.25% · 3.875%
HK$131,759
−HK$3,491/mo
Today · 4.125%
HK$135,250
baseline
▲ 0.50% · 4.625%
HK$142,379
+HK$7,129/mo
Deposit HK$2.81M · loan HK$25.29M · min. income ≈ HK$270,500/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,194,324 · Scale 2, in force from 26 Feb 2026)