LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,081
−HK$4,018/mo
▼ 0.25% · 3.875%
HK$66,074
−HK$2,025/mo
Today · 4.125%
HK$68,099
baseline
▲ 0.50% · 4.625%
HK$72,243
+HK$4,144/mo
Deposit HK$14.05M · loan HK$14.05M · min. income ≈ HK$136,198/mo (50% DSR)
Upfront cash ≈ HK$15.25M (deposit + AVD stamp duty HK$1,194,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,289
−HK$3,852/mo
▼ 0.25% · 3.875%
HK$73,201
−HK$1,940/mo
Today · 4.125%
HK$75,141
baseline
▲ 0.50% · 4.625%
HK$79,101
+HK$3,960/mo
Deposit HK$14.05M · loan HK$14.05M · min. income ≈ HK$150,282/mo (50% DSR)
Upfront cash ≈ HK$15.25M (deposit + AVD stamp duty HK$1,194,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,897
−HK$4,822/mo
▼ 0.25% · 3.875%
HK$79,289
−HK$2,430/mo
Today · 4.125%
HK$81,719
baseline
▲ 0.50% · 4.625%
HK$86,691
+HK$4,972/mo
Deposit HK$11.24M · loan HK$16.86M · min. income ≈ HK$163,438/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$1,194,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,547
−HK$4,622/mo
▼ 0.25% · 3.875%
HK$87,841
−HK$2,328/mo
Today · 4.125%
HK$90,169
baseline
▲ 0.50% · 4.625%
HK$94,922
+HK$4,753/mo
Deposit HK$11.24M · loan HK$16.86M · min. income ≈ HK$180,338/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$1,194,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,713
−HK$5,626/mo
▼ 0.25% · 3.875%
HK$92,503
−HK$2,836/mo
Today · 4.125%
HK$95,339
baseline
▲ 0.50% · 4.625%
HK$101,140
+HK$5,801/mo
Deposit HK$8.43M · loan HK$19.67M · min. income ≈ HK$190,678/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$1,194,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,805
−HK$5,392/mo
▼ 0.25% · 3.875%
HK$102,481
−HK$2,716/mo
Today · 4.125%
HK$105,197
baseline
▲ 0.50% · 4.625%
HK$110,742
+HK$5,545/mo
Deposit HK$8.43M · loan HK$19.67M · min. income ≈ HK$210,394/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$1,194,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,345
−HK$7,233/mo
▼ 0.25% · 3.875%
HK$118,933
−HK$3,645/mo
Today · 4.125%
HK$122,578
baseline
▲ 0.50% · 4.625%
HK$130,037
+HK$7,459/mo
Deposit HK$2.81M · loan HK$25.29M · min. income ≈ HK$245,156/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,194,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,320
−HK$6,933/mo
▼ 0.25% · 3.875%
HK$131,762
−HK$3,491/mo
Today · 4.125%
HK$135,253
baseline
▲ 0.50% · 4.625%
HK$142,382
+HK$7,129/mo
Deposit HK$2.81M · loan HK$25.29M · min. income ≈ HK$270,506/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,194,352 · Scale 2, in force from 26 Feb 2026)