LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,083
−HK$4,018/mo
▼ 0.25% · 3.875%
HK$66,076
−HK$2,025/mo
Today · 4.125%
HK$68,101
baseline
▲ 0.50% · 4.625%
HK$72,245
+HK$4,144/mo
Deposit HK$14.05M · loan HK$14.05M · min. income ≈ HK$136,202/mo (50% DSR)
Upfront cash ≈ HK$15.25M (deposit + AVD stamp duty HK$1,194,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,291
−HK$3,852/mo
▼ 0.25% · 3.875%
HK$73,203
−HK$1,940/mo
Today · 4.125%
HK$75,143
baseline
▲ 0.50% · 4.625%
HK$79,104
+HK$3,961/mo
Deposit HK$14.05M · loan HK$14.05M · min. income ≈ HK$150,286/mo (50% DSR)
Upfront cash ≈ HK$15.25M (deposit + AVD stamp duty HK$1,194,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,899
−HK$4,822/mo
▼ 0.25% · 3.875%
HK$79,291
−HK$2,430/mo
Today · 4.125%
HK$81,721
baseline
▲ 0.50% · 4.625%
HK$86,694
+HK$4,973/mo
Deposit HK$11.24M · loan HK$16.86M · min. income ≈ HK$163,442/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$1,194,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,550
−HK$4,622/mo
▼ 0.25% · 3.875%
HK$87,844
−HK$2,328/mo
Today · 4.125%
HK$90,172
baseline
▲ 0.50% · 4.625%
HK$94,925
+HK$4,753/mo
Deposit HK$11.24M · loan HK$16.86M · min. income ≈ HK$180,344/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$1,194,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,716
−HK$5,626/mo
▼ 0.25% · 3.875%
HK$92,506
−HK$2,836/mo
Today · 4.125%
HK$95,342
baseline
▲ 0.50% · 4.625%
HK$101,143
+HK$5,801/mo
Deposit HK$8.43M · loan HK$19.67M · min. income ≈ HK$190,684/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$1,194,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,808
−HK$5,392/mo
▼ 0.25% · 3.875%
HK$102,485
−HK$2,715/mo
Today · 4.125%
HK$105,200
baseline
▲ 0.50% · 4.625%
HK$110,745
+HK$5,545/mo
Deposit HK$8.43M · loan HK$19.67M · min. income ≈ HK$210,400/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$1,194,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,349
−HK$7,233/mo
▼ 0.25% · 3.875%
HK$118,937
−HK$3,645/mo
Today · 4.125%
HK$122,582
baseline
▲ 0.50% · 4.625%
HK$130,041
+HK$7,459/mo
Deposit HK$2.81M · loan HK$25.29M · min. income ≈ HK$245,164/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,194,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,324
−HK$6,933/mo
▼ 0.25% · 3.875%
HK$131,766
−HK$3,491/mo
Today · 4.125%
HK$135,257
baseline
▲ 0.50% · 4.625%
HK$142,387
+HK$7,130/mo
Deposit HK$2.81M · loan HK$25.29M · min. income ≈ HK$270,514/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,194,390 · Scale 2, in force from 26 Feb 2026)