LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,083
−HK$4,019/mo
▼ 0.25% · 3.875%
HK$66,077
−HK$2,025/mo
Today · 4.125%
HK$68,102
baseline
▲ 0.50% · 4.625%
HK$72,246
+HK$4,144/mo
Deposit HK$14.05M · loan HK$14.05M · min. income ≈ HK$136,204/mo (50% DSR)
Upfront cash ≈ HK$15.25M (deposit + AVD stamp duty HK$1,194,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,292
−HK$3,852/mo
▼ 0.25% · 3.875%
HK$73,204
−HK$1,940/mo
Today · 4.125%
HK$75,144
baseline
▲ 0.50% · 4.625%
HK$79,105
+HK$3,961/mo
Deposit HK$14.05M · loan HK$14.05M · min. income ≈ HK$150,288/mo (50% DSR)
Upfront cash ≈ HK$15.25M (deposit + AVD stamp duty HK$1,194,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,900
−HK$4,822/mo
▼ 0.25% · 3.875%
HK$79,292
−HK$2,430/mo
Today · 4.125%
HK$81,722
baseline
▲ 0.50% · 4.625%
HK$86,695
+HK$4,973/mo
Deposit HK$11.24M · loan HK$16.86M · min. income ≈ HK$163,444/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$1,194,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,551
−HK$4,622/mo
▼ 0.25% · 3.875%
HK$87,845
−HK$2,328/mo
Today · 4.125%
HK$90,173
baseline
▲ 0.50% · 4.625%
HK$94,926
+HK$4,753/mo
Deposit HK$11.24M · loan HK$16.86M · min. income ≈ HK$180,346/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$1,194,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,717
−HK$5,626/mo
▼ 0.25% · 3.875%
HK$92,507
−HK$2,836/mo
Today · 4.125%
HK$95,343
baseline
▲ 0.50% · 4.625%
HK$101,144
+HK$5,801/mo
Deposit HK$8.43M · loan HK$19.67M · min. income ≈ HK$190,686/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$1,194,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,809
−HK$5,392/mo
▼ 0.25% · 3.875%
HK$102,486
−HK$2,715/mo
Today · 4.125%
HK$105,201
baseline
▲ 0.50% · 4.625%
HK$110,747
+HK$5,546/mo
Deposit HK$8.43M · loan HK$19.67M · min. income ≈ HK$210,402/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$1,194,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,350
−HK$7,234/mo
▼ 0.25% · 3.875%
HK$118,938
−HK$3,646/mo
Today · 4.125%
HK$122,584
baseline
▲ 0.50% · 4.625%
HK$130,042
+HK$7,458/mo
Deposit HK$2.81M · loan HK$25.29M · min. income ≈ HK$245,168/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,194,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,326
−HK$6,933/mo
▼ 0.25% · 3.875%
HK$131,767
−HK$3,492/mo
Today · 4.125%
HK$135,259
baseline
▲ 0.50% · 4.625%
HK$142,389
+HK$7,130/mo
Deposit HK$2.81M · loan HK$25.29M · min. income ≈ HK$270,518/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,194,403 · Scale 2, in force from 26 Feb 2026)